Monroe County property record for 107 Oleander Cir, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,640 sqft · built 1980 |
| Lot Size | 0.908 acres (39,550 sqft) |
| Owner | Company Name on Record |
| Last Sale | $205,700 (Apr 2008) |
| Tax Bill | $8,096 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer Jan 2021 Transfer |
| Flood Zone | Zone VE (high risk) |
| APN | 00503820-000000 |
| Primary APN | 00503820-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Living Area |
| 1st Floor Area | 2,140 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 39,550 sqft (0.908 acres) |
| View / Lot | Waterfront |
| Garage Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 1,715 sqft |
| Deck Area | 3,504 sqft |
| Patio Area | 3,504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1621706 |
|---|---|
| Street Address | 107 OLEANDER CIR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 15 LOTS 13-14 KEY LARGO BEACH ADDN KEY LARGO PB4-22 OR536-156 OR797-1783 OR2288-2012 OR2288-2327 OR2357-531 OR2357-532 OR2357-533 OR2357-534 OR2357-535 OR2357-529 OR3071-0162 OR3139-0094 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 33 |
| Legal Subdivision | KEY LARGO BEACH ADD |
| Legal Block | 15 |
| Legal Lot Number | 13-14 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 107 OLEANDER CIR, KEY LARGO, FL 33037-4217 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Nov 22, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jan 25, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2008 · Amount on Record |
| Deed Sale | Apr 22, 2008 · Amount on Record |
| Deed Document Number | 20081691754 |
| Deed Book / Page | 2357 / 531 |
| Last Transfer Date | Nov 3, 2021 |
| Transfer Doc | 0031390094 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 22, 2021 |
| Property Address | 107 OLEANDER CIR, KEY LARGO, FL 33037-4217 |
| Document Number | 0031390094 |
| Book / Page | 3139 / 94 |
| Map Reference | MB 4 PG 22 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 2349707 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 107 OLEANDER CIR, KEY LARGO, FL 33037-4217 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 25, 2021 |
| Property Address | 107 OLEANDER CIR, KEY LARGO, FL 33037-4217 |
| Document Number | 0030710162 |
| Book / Page | 3071 / 162 |
| Map Reference | MB 4 PG 22 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 2300877 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 OLEANDER CIR, 107, KEY LARGO, FL 33037-4217 |
| Name | Verified Name |
|---|---|
| Address | 107 OLEANDER CIR, KEY LARGO, FL 33037-4217 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,096.00 (+4.82%) Homeowner's exemption | $939,641 (+5.99%) | $3,844,294 (+31.51%) Land $3,444,805 Building $399,489 |
| 2024 | $7,724.00 (+3.32%) | ||
| 2023 | $7,476.00 (+6.22%) Homeowner's exemption | $886,564 (+3%) | $2,923,176 (+36.99%) Land $2,541,483 Building $381,693 |
| 2022 | $7,038.00 Homeowner's exemption | $860,742 | $2,133,837 Land $1,744,155 Building $389,682 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 595 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 244 condo units |
| Nearby Flood Claims | 304 (1983–2025) |
| Claims Outside the SFHA | 8 of 304 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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