108 Ocean Ave, Grass Valley, CA 95945 Property Records

Nevada County property record for 108 Ocean Ave, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,146 sqft · built 2001
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Aug 2020)
Tax Bill	$3,907 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`029-180-019-000`

Property Details

APN / Parcel Number

Primary APN	`029-180-019-000`
Alternative APN	`29-180-19-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
1st Floor Area	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Traditional
Lot Area	4,792 sqft (0.11 acres)
Terrain	Above Road/Slope
View / Lot	Average
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	29-180-19-000
Street Address	108 OCEAN AVE
City	GRASS VALLEY
State	CA
Zip	95945-7528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN LOT 1 BLK 10 SGV
Legal Subdivision	SOUTH GRASS VALLEY
Legal Block	10
Legal Lot Number	1
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1019
Census Tract	602

Owner

108 Ocean Ave is owned and occupied by an individual who bought it in August 2020.

Source: Nevada County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	108 OCEAN AVE, GRASS VALLEY, CA 95945-7528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 30, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 11, 2020	Grant Deed, Transfer · FHA Mortgage PMAC LENDING SERVICES INC
Jul 19, 2017	Grant Deed, Transfer · Conventional Mortgage NORTHERN SIERRA FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on File
Deed Sale	Aug 11, 2020 · Amount on File
Prior Sale	Jul 19, 2017 · Amount on File
Deed Document Number	202019234
Prior Transfer Date	Oct 25, 2007
Prior Transfer Doc	0000034429
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	108 OCEAN AVE, GRASS VALLEY, CA 95945-7528
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OCEAN AVE, GRASS VALLEY, CA 95945-7528

Mortgage

Document Number	0000015198
Date	Oct 27, 2023
Instrument	20230015198

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Oct 1, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	108 OCEAN AVE, GRASS VALLEY, CA 95945-7528
Transaction Type	Mortgage
Record Updated	Sep 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OCEAN AVE, GRASS VALLEY, CA 95945-7528

Mortgage

Document Number	0000017639
Date	Aug 30, 2022
Instrument	20220017639

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Oct 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	108 OCEAN AVE, GRASS VALLEY, CA 95945-7528
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OCEAN AVE, GRASS VALLEY, CA 95945-7528

Mortgage

Document Number	0000026256
Date	Aug 6, 2021
Instrument	20210026256

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Oct 1, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Aug 11, 2020
Property Address	108 OCEAN AVE, GRASS VALLEY, CA 95945-7528
Document Number	0000019234
Instrument Date	Aug 7, 2020
Instrument	20200019234
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	108 OCEAN AVE, GRASS VALLEY, CA 95945-7528

Mortgage

Document Number	0000019235
Date	Aug 11, 2020
Instrument	20200019235

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jul 19, 2017
Property Address	108 OCEAN AVE, GRASS VALLEY, CA 95945-7528
Document Number	0000015757
Instrument Date	Jul 14, 2017
Instrument	20170015757
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10494 IRIS RD, TRUCKEE, CA 96161-2532

Mortgage

Document Number	0000015758
Date	Jul 19, 2017
Instrument	20170015758

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 108 Ocean Ave was $3,907.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,344 (+2%) Land $88,324 Building $276,020
2025	$3,907.00	$357,201 Land $86,593 Building $270,608
2023	$3,735.00 (+0.92%)	$343,332 Land $83,232 Building $260,100	$367,110
2022	$3,701.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Ocean Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Ocean Ave is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25

May also be available: AT&T, DigitalPath, GeoLinks, T-Mobile.

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