108 Oak Mill Rd, Folsom, CA 95630 Property Records

Sacramento County property record for 108 Oak Mill Rd, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,785 sqft · built 1986
Lot Size	0.197 acres (8,577 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Sep 2014)
Tax Bill	$5,145 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2024 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`071-0650-018-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0650-018-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,785 sqft Living Area
1st Floor Area	1,675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	H-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,577 sqft (0.197 acres)
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 OAK MILL RD
City	FOLSOM
State	CA
Zip	95630-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	WILLOW CREEK ESTS EAST 08, LOT 617
Legal Subdivision	WILLOW CREEK ESTS EAST 08
Legal Lot Number	617
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2009
Census Tract	8501

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	108 OAK MILL RD, FOLSOM, CA 95630-4609
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP
Nov 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage PATELCO FCU
Jul 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2014 · Amount on Record
Deed Sale	Sep 15, 2014 · Amount on Record
Prior Sale	Aug 19, 2010 · Amount on Record
Deed Book / Page	20140915 / 856
Last Transfer Date	Jul 21, 2017
Transfer Doc	7310000000302
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	108 OAK MILL RD, FOLSOM, CA 95630-4609
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OAK MILL RD, FOLSOM, CA 95630-4609

Mortgage

Document Number	0000001527
Date	Nov 5, 2021
Instrument	2021110501527

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	108 OAK MILL RD, FOLSOM, CA 95630-4609
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OAK MILL RD, FOLSOM, CA 95630-4609

Mortgage

Document Number	0000000012
Date	Apr 4, 2024
Instrument	202404040012

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	9%
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	108 OAK MILL RD, FOLSOM, CA 95630-4609
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OAK MILL RD, FOLSOM, CA 95630-4609

Mortgage

Document Number	0000000460
Date	Oct 1, 2021
Instrument	2021100100460

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	108 OAK MILL RD, FOLSOM, CA 95630-4609
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OAK MILL RD, FOLSOM, CA 95630-4609

Mortgage

Document Number	2021110501527
Date	Nov 5, 2021
Instrument	2021110501527

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	108 OAK MILL RD, FOLSOM, CA 95630-4609
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OAK MILL RD, FOLSOM, CA 95630-4609

Mortgage

Document Number	2021100100460
Date	Oct 1, 2021
Instrument	2021100100460

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	108 OAK MILL RD, FOLSOM, CA 95630-4609
Document Number	2007090093
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OAK MILL RD FOLSOM CA 956304609, FOLSOM, CA 95630-4609

Mortgage

Document Number	2007090093
Date	Jul 9, 2020
Instrument	2007090093

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	108 OAK MILL RD, FOLSOM, CA 95630-4609
Document Number	1811290154
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	108 OAK MILL RD FOLSOM CA 956304609, FOLSOM, CA 95630-4609

Mortgage

Document Number	1811290154
Date	Nov 29, 2018
Instrument	1811290154

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 28, 2043

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 31, 2017
Property Address	108 OAK MILL RD, FOLSOM, CA 95630-4609
Document Number	1707310302
Instrument Date	Jul 21, 2017
Instrument	1707310302
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	108 OAK MILL RD FOLSOM CA 956304609, FOLSOM, CA 95630-4609

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$470,101 (+2%) Land $147,102 Building $322,999
2025	$5,145.00 (+2.1%) Homeowner's exemption	$460,884 (+6.39%) Land $144,218 Building $316,666
2024	$5,039.00 (+4.11%)
2023	$4,840.00 (+1.53%) Homeowner's exemption	$433,185 Land $138,619 Building $294,566
2022	$4,767.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

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