105 Oak Mill Rd, Folsom, CA 95630 Property Records

Sacramento County property record for 105 Oak Mill Rd, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,467 sqft · built 1986
Lot Size	0.203 acres (8,835 sqft)
Owner	Individual Name on File
Last Sale	$383,000 (Nov 2004)
Tax Bill	$5,933 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-0650-049-0000`

Property Details

APN / Parcel Number

Primary APN	`071-0650-049-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,467 sqft Living Area
1st Floor Area	1,467 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,835 sqft (0.203 acres)
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	105 OAK MILL RD
City	FOLSOM
State	CA
Zip	95630-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-M (PD)
Legal Description	WILLOW CREEK ESTS EAST 08, LOT 648
Legal Subdivision	WILLOW CREEK ESTS EAST 08
Legal Lot Number	648
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2011
Census Tract	8501

Owner

105 Oak Mill Rd is owned and occupied by an individual who bought it in November 2004.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	105 OAK MILL RD, FOLSOM, CA 95630-4608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Apr 11, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2004 · Amount on File
Deed Sale	Nov 30, 2004 · Amount on File
Prior Sale	Apr 30, 1996 · Amount on File
Deed Book / Page	20041130 / 3617
Prior Transfer Date	May 6, 2004
Prior Transfer Doc	2004001767
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	105 OAK MILL RD, FOLSOM, CA 95630-4608
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 OAK MILL RD, FOLSOM, CA 95630-4608
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001896
Date	Feb 26, 2021
Instrument	202102261896

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	105 OAK MILL RD, FOLSOM, CA 95630-4608
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 OAK MILL RD, FOLSOM, CA 95630-4608

Mortgage

Document Number	2021091502122
Date	Sep 15, 2021
Instrument	2021091502122

Lender

Name	UMPQUA BANK
Type	Bank
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	105 OAK MILL RD, FOLSOM, CA 95630-4608
Document Number	2004160674
Instrument Date	Apr 11, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	DOCPROBE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 OAK MILL RD FOLSOM CA 956304608, FOLSOM, CA 95630-4608

Mortgage

Document Number	2004160674
Date	Apr 16, 2020
Instrument	2004160674

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 105 Oak Mill Rd was $5,933 with a homeowner's exemption, up 2.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$543,816 (+2%) Land $156,387 Building $387,429
2025	$5,933.00 (+2.1%) Homeowner's exemption	$533,154 Land $153,321 Building $379,833
2024	$5,811.00 (+1.84%)
2023	$5,706.00 (+1.55%) Homeowner's exemption	$512,453 Land $147,368 Building $365,085
2022	$5,619.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 105 Oak Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Oak Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Cal.net, Succeed.Net, T-Mobile.

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