108 Oak Cv, Florence, AL 35634 Property Records

Lauderdale County property record for 108 Oak Cv, Florence, AL 35634

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,046 sqft · built 1989
Lot Size2.93 acres (128,011 sqft)
Owner2 Individual Names on Record
Tax Bill$856 (2025)
Flood ZoneZone X (minimal risk)
APN16-08-34-0-008-020-000

Property Details

APN / Parcel Number

Primary APN16-08-34-0-008-020-000
Alternative APNs
  • 019510
  • 13493
  • 19510

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,046 sqft Living Area
1st Floor Area1,596 sqft
2nd Floor Area450 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Exterior MaterialVinyl
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area128,011 sqft
Lot Dimensions322 ft deep x 98 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number19510
Street Address108 OAK CV
CityFLORENCE
StateAL
Zip35634-2230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01
Legal Description98.4 X 295 IRR KENDALE GARDENS SD SEC D LOT 173 FI 91-111 FR D14 FI 95-194 FR 67
Legal Range10W
Legal Township02S
Legal Section34
Legal SubdivisionKENDALE GARDENS SEC A-B-C-D-E
Legal BlockD
Legal Lot Number173
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1059
Census Tract11503

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address108 OAK CV, FLORENCE, AL 35634-2230
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$856.00 (+3.76%) Homeowner's exemption$24,680 (+3.7%)$246,740 (+3.72%) Land $20,000 Building $226,740
2024$825.00 (+6.18%) Homeowner's exemption$23,800 (+1,222.22%) Land $1,960 Building $21,840$237,880 (+6.23%) Land $19,400 Building $218,480
2023$777.00 (+16.32%) Homeowner's exemption$1,800 (-90.68%) Land $1,800$223,920 (+16.02%) Land $17,800 Building $206,120
2022$668.00 Homeowner's exemption$19,320$193,000 Land $20,500 Building $172,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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