107 Oak Cv, Florence, AL 35634 Property Records

Lauderdale County property record for 107 Oak Cv, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,674 sqft · built 1986
Lot Size	1.06 acres (46,174 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Oct 2014)
Tax Bill	$1,580 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-08-34-0-008-018-000`

Property Details

APN / Parcel Number

Primary APN	`16-08-34-0-008-018-000`
Alternative APNs	`085881` `106353` `47036` `85881`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,116 sqft
2nd Floor Area	558 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	46,174 sqft (1.06 acres)
Lot Dimensions	712 ft deep x 375 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	106353
Street Address	107 OAK CV
City	FLORENCE
State	AL
Zip	35634-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	77.88 X 212 IRR KENDALE GARDENS SD SEC D LOT 169 1.06 AC/C SEC 34 T2S R10W PB 4 PG 139
Legal Range	10W
Legal Township	02S
Legal Section	34
Legal Subdivision	KENDALE GARDENS SEC A-B-C-D-E
Legal Block	D
Legal Lot Number	169
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1059
Census Tract	11503

Owner

Source: Lauderdale County records, as of November 25, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	107 OAK CV, FLORENCE, AL 35634-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEPROS LLC
Jul 17, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOUTHERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2014 · Amount on File
Deed Sale	Oct 14, 2014 · Amount on File
Prior Sale	Dec 19, 2007 · Amount on File
Deed Book / Page	2014 / 38871
Prior Transfer Date	Aug 28, 2013
Prior Transfer Doc	2013/50135
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	107 OAK CV, FLORENCE, AL 35634-2231
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2026/12258
Date	Mar 16, 2026
Book Page	2026/12258

Lender

Name	MORTGAGEPROS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 17, 2023
Property Address	107 OAK CV, FLORENCE, AL 35634-2231
Document Number	2023/28711
Book / Page	2023 / 28711
Map Reference	MB 4 PG 139
Instrument Date	Jul 14, 2023
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2104 HIGHWAY 76, PORTLAND, TN 37148-4877

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 OAK CV, FLORENCE, AL 35634-2231

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	107 OAK CV, FLORENCE, AL 35634-2231
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/35763
Date	Aug 23, 2019
Book Page	2019/35763

Lender

Name	FIRST SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,580.00 (+3.67%)	$43,720 (+3.8%)	$218,580 (+3.78%) Land $16,200 Building $202,380
2024	$1,524.00 (+121.83%)	$42,120 (+2,784.93%) Land $3,120 Building $39,000	$210,620 (+6.12%) Land $15,600 Building $195,020
2023	$687.00 (+16.64%) Homeowner's exemption	$1,460 (-91.44%) Land $1,460	$198,480 (+16.34%) Land $14,500 Building $183,980
2022	$589.00 Homeowner's exemption	$17,060	$170,600 Land $16,600 Building $154,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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