108 Northridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 108 Northridge Rd, Beech Mountain, NC 28604

Property Summary

Property TypeCondominium
Lot Size0.474 acres (20,647 sqft)
OwnerCompany Name on Record
Deeds & MortgagesJan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1940-95-2163-000

Property Details

APN / Parcel Number

Primary APN1940-95-2163-000
Alternative APN
  • 1721417

Interior

Units5 Units

Exterior

Architectural StyleCondo/Apartment
Lot Area20,647 sqft (0.474 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number1721417
Street Address108 NORTHRIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-6965
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBMR3
Legal DescriptionCOMMON AREA FOR WILDWIND CONDO UO 002/002
Legal SubdivisionWILDWIND CONDO
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1040
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address100 NORTHRIDGE RD, BEECH MOUNTAIN, NC 28604-8138
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJan 9, 2019
Property Address108 NORTHRIDGE RD, BEECH MOUNTAIN, NC 28604-6965
Document Number0020090377
Book / Page002009 / 000377
Instrument DateJan 7, 2019
Instrument675540
Transaction TypeTransfer
Record UpdatedJan 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$133.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 NORTHRIDGE RD #4A BEECH MOUNTAIN NC 286046966, 4A, BEECH MOUNTAIN, NC 28604-6966

Mortgage

Document Number20090380
DateJan 9, 2019
Book Page002009/000380
Instrument675541
Lender
NameLOCAL GOV'T EMPS FCU
TypeCredit Union
AddressRALEIGH, NC 27611-5279
Agreement
AmountAmount Recorded
Term360 Months
DueJan 8, 2049
Interest
Rate TypeAdjustable Rate
Rate4.87%

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed Value
2026$2,700 (-) Building $2,700
2025$2,700 Building $2,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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