104 Northridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 104 Northridge Rd, Beech Mountain, NC 28604

Property Summary

Property TypeCondominium
Details5 bd · 4 ba · 3,752 sqft · built 2008
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$1,035,000 (Feb 2026)
Tax Bill$2,593 (2025)
Deeds & MortgagesJun 2021 Line of Credit
Sep 2024 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN1940-95-5249-000

Property Details

APN / Parcel Number

Primary APN1940-95-5249-000
Alternative APN
  • 1774565

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures20 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area3,752 sqft Living Area
1st Floor Area1,710 sqft
Basement Area1,700 sqft
Finished Basement1,700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Garage Area420 sqft
PorchPorch
Porch Area982 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1774565
Street Address104 NORTHRIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8138
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBMR2
Legal DescriptionNORTHRIDGE CONDO 004A
Legal SubdivisionNORTHRIDGE
Legal Unit4A
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1040
Census Tract921000

Owner

104 Northridge Rd, a condominium, is owned by two individuals who bought it in February 2026.

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6921 SYLVAN WOODS DR, SANFORD, FL 32771-6435
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF TENNESSEE
Sep 17, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF TENNESSEE
Feb 20, 2026Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF TENNESSEE
Dec 19, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 30, 2017Warranty Deed, Transfer · Conventional with PMI
BANK OF TENNESSEE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2026 · Amount on File
Deed SaleFeb 20, 2026 · Amount on File
Prior SaleNov 30, 2017 · Amount on File
Deed Document Number2026757650
Deed Book / Page2473 / 235
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address104 NORTHRIDGE RD, BEECH MOUNTAIN, NC 28604-8138
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0022000597
DateJun 28, 2021
Book Page2200/597
Instrument707996
Lender
NameBANK OF TENNESSEE
TypeBank
AddressKINGSPORT, TN 37660
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 28, 2046

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address104 NORTHRIDGE RD, BEECH MOUNTAIN, NC 28604-8138
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024010871
DateSep 17, 2024
Book Page2401/871
Instrument744224
Lender
NameBANK OF TENNESSEE
TypeBank
AddressKINGSPORT, TN 37660
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueSep 8, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateFeb 20, 2026
Property Address104 NORTHRIDGE RD, BEECH MOUNTAIN, NC 28604-8138
Document Number0024730235
Book / Page2473 / 235
Map ReferenceMB 20 PG 395
Instrument DateFeb 16, 2026
Instrument757650
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,070.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6921 SYLVAN WOODS DR, SANFORD, FL 32771-6435

Mortgage

Document Number0000757651
DateFeb 20, 2026
Instrument757651
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address104 NORTHRIDGE RD, BEECH MOUNTAIN, NC 28604-8138
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021480701
DateDec 9, 2020
Book Page2148/701
Instrument699375
Lender
NameBANK OF TENNESSEE
TypeBank
AddressKINGSPORT, TN 37660
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2036

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATAUGA NC
Recording DateDec 19, 2017
Property Address104 NORTHRIDGE RD, BEECH MOUNTAIN, NC 28604-8138
Document Number0019520898
Book / Page001952 / 000898
Instrument DateDec 18, 2017
Instrument664735
Transaction TypeTransfer
Record UpdatedJan 4, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address86 HIGH COUNTRY SQ BANNER ELK NC 286047705, BANNER ELK, NC 28604-7705

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateNov 30, 2017
Property Address104 NORTHRIDGE RD, BEECH MOUNTAIN, NC 28604-8138
Document Number0019490800
Book / Page001949 / 000800
Instrument DateNov 30, 2017
Instrument664142
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$920.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 HIGH COUNTRY SQ BANNER ELK NC 286047705, BANNER ELK, NC 28604-7705

Mortgage

Document Number19490802
DateNov 30, 2017
Book Page001949/000802
Instrument664143
Lender
NameBANK OF TENNESSEE
TypeBank
AddressKINGSPORT, TN 37660
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 104 Northridge Rd was $2,593, down 66.1% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$868,200 (+11.39%) Land $15,300 Building $852,900
2025$2,593.00 (-66.09%)$779,400 Land $15,300 Building $764,100
2024$7,647.00$779,400 Land $15,300 Building $764,100
2023$779,400 Land $15,300 Building $764,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Northridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Northridge Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Northridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number