Currituck County property record for 108 N Water St, Point Harbor, NC 27964
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 336 sqft · built 1995 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $626 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9846-58-1926 |
| Primary APN | 9846-58-1926 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 336 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 3,920 sqft (0.089 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Shed | 1 Shed |
| Shed Area | 42 sqft |
| Cooling System | None |
|---|
| Account Number | 000201820 |
|---|---|
| Street Address | 108 N WATER ST |
| City | POINT HARBOR |
| State | NC |
| Zip | 27964-9624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 3 LOT 5 POINT HARBOR BEACH |
| Legal Subdivision | POINT HARBOR BEACH |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 110403 |
108 N Water St is owned by an individual who acquired it in March 2005.
Source: Currituck County records, as of November 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 485 HARWIN DR, HAMPTON, VA 23666-2842 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2005 |
| Deed Sale | Mar 29, 2005 |
| Deed Document Number | 0000851756 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 108 N Water St was $626, up 1.5% from the year before.
Source: Currituck County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $626.00 (+1.46%) | $58,300 (-) Land $18,800 Building $39,500 | |
| 2024 | $617.00 (+7.68%) | $58,300 (-) Land $18,800 Building $39,500 | |
| 2023 | $573.00 (+13.02%) | $58,300 (-) Land $18,800 Building $39,500 | $58,300 (-) Land $18,800 Building $39,500 |
| 2022 | $507.00 | $58,300 Land $18,800 Building $39,500 | $58,300 (-) Land $18,800 Building $39,500 |
| 2021 | $58,300 Land $18,800 Building $39,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 N Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (2011–2018) |
| Most Recent Claim | Oct 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 N Water St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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