Currituck County property record for 102 N Water St, Point Harbor, NC 27964
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,622 sqft · built 1992 |
| Lot Size | 0.308 acres (13,416 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,151 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9846-59-0261 |
| Primary APN | 9846-59-0261 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,622 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Intercom | Intercom |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 13,416 sqft (0.308 acres) |
| Lot Dimensions | 134 ft deep x 100 ft wide |
| Deck Area | 304 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Canopy | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000139727 |
|---|---|
| Street Address | 102 N WATER ST |
| City | POINT HARBOR |
| State | NC |
| Zip | 27964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFM |
| Legal Description | LOTS 1 & 2 BLK 1 POINT HARBOR BEACH |
| Legal Subdivision | POINT HARBOR BEACH |
| Legal Block | 1 |
| Legal Lot Number | 1A |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | POPLAR BRANCH |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 110403 |
102 N Water St, a single family home, is held in a trust.
Source: Currituck County records, as of April 10, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 54, POINT HARBOR, NC 27964-0054 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 102 N Water St was $2,151, up 0.4% from the year before.
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,151.00 (+0.42%) | $304,300 (-) Land $124,600 Building $179,700 | |
| 2024 | $2,142.00 (+9.79%) | $304,300 (-) Land $124,600 Building $179,700 | |
| 2023 | $1,951.00 (+19.11%) | $304,300 (-) Land $124,600 Building $179,700 | $304,300 (-) Land $124,600 Building $179,700 |
| 2022 | $1,638.00 | $304,300 Land $124,600 Building $179,700 | $304,300 (-) Land $124,600 Building $179,700 |
| 2021 | $304,300 Land $124,600 Building $179,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 N Water St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 3 (2011–2018) |
| Most Recent Claim | Oct 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 N Water St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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