108 N Main St, Algonquin, IL 60102 Property Records

McHenry County property record for 108 N Main St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,312 sqft · built 1922
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Sep 2026)
Tax Bill	$8,170 (2024)
Deeds & Mortgages	Sep 2026 Sale Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-34-102-004`

Property Details

APN / Parcel Number

Primary APN	`19-34-102-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,312 sqft Living Area
1st Floor Area	1,240 sqft
Basement Area	899 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Frame Siding
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	108 N MAIN ST
City	ALGONQUIN
State	IL
Zip	60102-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0046931 LT 4 BLK 8 ORIG PLAT VILL OF ALGONQUIN
Legal Subdivision	ORIG PLAT VILL OF ALGONQUIN
Legal Block	8
Legal Lot Number	4
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1039
Census Tract	871311

Owner

108 N Main St is owned and occupied by two individuals who bought it in September 2026.

Source: McHenry County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 N MAIN ST, ALGONQUIN, IL 60102-2447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 7, 2017	Warranty Deed, Transfer · Conventional Mortgage RESMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on File
Deed Sale	Sep 23, 2026 · Amount on File
Prior Sale	Aug 26, 2021 · Amount on File
Deed Document Number	202627772
Prior Transfer Date	Nov 29, 2012
Prior Transfer Doc	0000057782
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 23, 2026
Property Address	108 N MAIN ST, ALGONQUIN, IL 60102-2447
Document Number	0000027772
Instrument Date	Aug 20, 2026
Instrument	202627772
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$63,630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 N MAIN ST, ALGONQUIN, IL 60102-2447

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 26, 2021
Property Address	108 N MAIN ST, ALGONQUIN, IL 60102-2447
Document Number	0000046931
Instrument Date	Aug 26, 2021
Instrument	2021R0046931
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 N MAIN ST, 108, ALGONQUIN, IL 60102-2447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 N MAIN ST, ALGONQUIN, IL 60102-2447

Mortgage

Document Number	0000046932
Date	Aug 26, 2021
Instrument	2021R0046932

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 7, 2017
Property Address	108 N MAIN ST, ALGONQUIN, IL 60102-2447
Document Number	0000020543
Instrument Date	May 27, 2017
Instrument	20543
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	STARCK TITLE SERVICES, STARCK TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 N MAIN ST ALGONQUIN IL 601022447, ALGONQUIN, IL 60102-2447

Mortgage

Document Number	20544
Date	Jun 7, 2017
Instrument	20544

Lender

Name	RESMAC
Address	BOCA RATON, FL 33487

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,170.00	$112,440 Land $21,076 Building $91,364	$337,320 Land $63,228 Building $274,092
2022	Homeowner's exemption	$96,950 Land $22,610 Building $74,340	$290,850 Land $67,830 Building $223,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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