1 N Main St, Algonquin, IL 60102 Property Records

McHenry County property record for 1 N Main St, Algonquin, IL 60102

Property Summary

Property TypeCommercial
Lot Size0.058 acres (2,520 sqft)
OwnerCompany Name on Record
Last Sale$135,000 (Mar 2023)
Tax Bill$3,981 (2024)
Deeds & MortgagesSep 2025 Mortgage
Mar 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN17-04-193-002

Property Details

APN / Parcel Number

Primary APN17-04-193-002

Exterior

Lot Area2,520 sqft (0.058 acres)

Location & Zoning

Street Address1 N MAIN ST
CityALGONQUIN
StateIL
Zip60102-2490
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDOC 2023R0006068 W 75FT LT 8 BLK 15 ORIG PLAT VILL OF UNION
Legal SubdivisionORIG PLAT VILL OF UNION
Legal Block15
Legal Lot Number8
JurisdictionMCHENRY IL
Township / Civil DivisionCORAL
Census Block Group1
Census Block1028
Census Tract871502

Owner

Source: McHenry County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address40W495 PRAIRIE CT, HAMPSHIRE, IL 60140-7419
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage
RESOURCE BANK
Mar 21, 2023Warranty Deed, Transfer · Line of Credit
RESOURCE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2023 · Amount on Record
Deed SaleMar 21, 2023 · Amount on Record
Deed Document Number20236068
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1 N MAIN ST, UNION, IL 60180
Transaction TypeMortgage
Record UpdatedOct 2, 2025
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025724
DateSep 19, 2025
Instrument2025R0025724
Lender
NameRESOURCE BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
AmountAmount Recorded
Term270 Months
DueMar 17, 2048

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 21, 2023
Property Address7000 OLSON RD, UNION, IL 60180-9628
Document Number0000006068
Map ReferenceMB 4 PG 552
Instrument DateMar 11, 2023
Instrument2023R0006068
Transaction TypeTransfer
Record UpdatedApr 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 W 495 PRAIRIE CT, HAMPSHIRE, IL 60140

Mortgage

Document Number0000006069
DateMar 21, 2023
Instrument2023R0006069
Lender
NameRESOURCE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 17, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionCoral Township
MunicipalityUnion Village
Elementary School DistrictMarengo-Union Elementary Consolidated District 165 (PK - 08)
Secondary School DistrictMarengo Community High School District 154 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,981.00$60,884 Land $6,708 Building $54,176$182,652 Land $20,124 Building $162,528
2022Additional exemption filed

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION
serves 594 people · EPA ID IL1110900
Water SourceGroundwater
Last State InspectionFeb 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20
Fox Valley Internet
Fixed Wireless
100 / 20

Nearby Properties on N Main St

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