108 N 3rd St, Reading, PA 19601 Property Records

Berks County property record for 108 N 3rd St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,765 sqft · built 1900
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$202,500 (Mar 2024)
Tax Bill	$536 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5307-82-60-7901`

Property Details

APN / Parcel Number

Primary APN	`5307-82-60-7901`
Alternative APNs	`06-5307-82-60-7901` `055300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,765 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 N 3RD ST
City	READING
State	PA
Zip	19601-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	07
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1000
Census Tract	2500

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 N 3RD ST, READING, PA 19601-4014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed, Transfer · Conventional Mortgage CONTOUR MORTGAGE CORP
May 30, 2023	Deed, Transfer · Stand-Alone First Mortgage CHANGFA YANG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	May 30, 2023 · Amount on Record
Deed Document Number	20246109
Prior Transfer Date	Oct 21, 2005
Prior Transfer Doc	0000069950
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 4, 2024
Property Address	108 N 3RD ST, READING, PA 19601-4014
Document Number	0000006109
Instrument Date	Mar 1, 2024
Instrument	2024006109
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	108 N 3RD ST, READING, PA 19601-4014

Mortgage

Document Number	0000006110
Date	Mar 4, 2024
Instrument	2024006110

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	May 30, 2023
Property Address	108 N 3RD ST, READING, PA 19601-4014
Document Number	0000015381
Instrument Date	May 26, 2023
Instrument	2023015381
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ALBERT LN, READING, PA 19607-9365

Mortgage

Document Number	0000015382
Date	May 30, 2023
Instrument	2023015382

Lender

Name	CHANGFA YANG
Type	Private Party
Address	11 HIDDEN BROOK WAY, SINKING SPRING, PA 19608

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$536.00 (+6.56%)	$19,000 (-) Land $6,100 Building $12,900	$6,100 (-67.89%) Land $6,100
2024	$503.00 (-39.4%)	$19,000 (-) Land $6,100 Building $12,900
2023	$830.00	$19,000 Land $6,100 Building $12,900
1994			$19,000 Land $6,100 Building $12,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	23 (1979–2020)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 3 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on N 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures