104 N 3rd St, Reading, PA 19601 Property Records

Berks County property record for 104 N 3rd St, Reading, PA 19601

Property Summary

Property TypeCommercial Office
Details5,526 sqft · built 2008
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$15,000 (Jun 2006)
Tax Bill$10,693 (2026)
Deeds & MortgagesAug 2023 Line of Credit
Feb 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5307-82-60-7806

Property Details

APN / Parcel Number

Primary APN5307-82-60-7806
Alternative APNs
  • 06-5307-82-60-7806
  • 06055250
  • 055250

Interior

Stories2 Stories
Building Area5,526 sqft Gross Area
1st Floor Area2,694 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area3,049 sqft (0.07 acres)
View / LotCentral Business District
Pole Barn480 sqft

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number06055250
Street Address104 N 3RD ST
CityHAMBURG
StatePA
Zip19526-1504
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal Block60
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group1
Census Block1000
Census Tract2500

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1070 RICK RD, READING, PA 19605-9300
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2023Deed of Trust, Mortgage · Line of Credit
MID PENN BANK
Feb 26, 2018Deed of Trust, Mortgage · Conventional Mortgage
CUSTOMERS BANK
Jan 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
CUSTOMERS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2006 · Amount on Record
Deed SaleJun 5, 2006 · Amount on Record
Deed Document Number200648465
Deed Book / Page4891 / 1560
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address104 N 3RD ST, READING, PA 19601
Transaction TypeMortgage
Record UpdatedSep 15, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMER ABSTRACT WYOMISSI

Transferred To (Grantee/Buyer)

NameVerified Name
Address1064 RICK RD, READING, PA 19605-9300

Mortgage

Document Number0000025839
DateAug 30, 2023
Instrument2023025839
Lender
NameMID PENN BANK
TypeBank
AddressREADING, PA 19610
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address104 N 3RD ST, READING, PA 19601
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006279
DateFeb 26, 2018
Instrument2018006279
Lender
NameCUSTOMERS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address104 N 3RD ST, READING, PA 19601
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003012
DateJan 29, 2018
Instrument2018003012
Lender
NameCUSTOMERS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,693.00 (+6.63%)$378,800 (-) Land $53,000 Building $325,800$53,000 (-86.01%) Land $53,000
2024$10,028.00$378,800 Land $53,000 Building $325,800
1994$378,800 Land $53,000 Building $325,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims23 (1979–2020)
Claims Outside the SFHA4 of 23
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Tropical Storm Lee, Sep 2011 · 3 claims
  • Severe Storms, Flooding, And Mudslides, Jun 2006 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on N 3rd St

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