Niagara County and Lockport City property record for 108 Morrow Ave, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1929 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Dec 2022) |
| Tax Bill | $4,170 (2026) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-4502.000 |
| Primary APN | 5-4502.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 572 sqft |
| 2nd Floor Area | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 103 ft deep x 159 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5-4502.000 |
|---|---|
| Street Address | 108 MORROW AVE |
| City | LOCKPORT |
| State | NY |
| Zip | 14094-5031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEATTIE AVE INTERSECTS |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 25.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 23901 |
Source: Niagara County and Lockport City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 MORROW AVE, LOCKPORT, NY 14094-5031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2022 · Amount on Record |
| Deed Sale | Dec 8, 2022 · Amount on Record |
| Prior Sale | Aug 13, 2021 · Amount on Record |
| Deed Document Number | 202223711 |
| Prior Transfer Date | Mar 10, 2020 |
| Prior Transfer Doc | 0000008230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Dec 8, 2022 |
| Property Address | 108 MORROW AVE, LOCKPORT, NY 14094-5031 |
| Document Number | 0000003711 |
| Map Reference | MB 11 PG 1099 |
| Instrument Date | Dec 3, 2022 |
| Instrument | 2022-23711 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 MORROW AVE, LOCKPORT, NY 14094-5031 |
| Name | Verified Name |
|---|---|
| Address | 38 AURORA AVE, WEST SENECA, NY 14224-1123 |
| Document Number | 0000003712 |
|---|---|
| Date | Dec 8, 2022 |
| Instrument | 2022-23712 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Aug 13, 2021 |
| Property Address | 108 MORROW AVE, LOCKPORT, NY 14094-5031 |
| Document Number | 0000006899 |
| Map Reference | MB 11 PG 1099 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021-16899 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 MORROW AVE, 108, LOCKPORT, NY 14094-5031 |
| Name | Verified Name |
|---|---|
| Address | 1 ERIE ST # 56, 56, LOCKPORT, NY 14094-4639 |
| Document Number | 0000006900 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-16900 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 108 MORROW AVE, LOCKPORT, NY 14094-5031 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 108 MORROW AVE, LOCKPORT, NY 14094-5031 |
| Document Number | 0000003367 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-03367 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
Source: Niagara County and Lockport City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | Lockport City |
| Unified School District | Lockport City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,170.00 (+22.76%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $3,397.00 | $172,000 (+10.26%) Land $6,500 Building $165,500 | $172,000 (+10.26%) Land $6,500 Building $165,500 |
| 2023 | $156,000 Land $6,500 Building $149,500 | $156,000 Land $6,500 Building $149,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOCKPORT CITY WTP serves 21,165 people · EPA ID NY3100564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 10 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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