Highlands County property record for 108 Moon Ranch Rd, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,946 sqft · built 1989 |
| Lot Size | 2.3 acres (100,624 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,897 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C354902001700000 |
| Primary APN | C354902001700000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,946 sqft Living Area |
| 1st Floor Area | 2,171 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 100,624 sqft (2.3 acres) |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 1,452 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C354902001700000 |
|---|---|
| Street Address | 108 MOON RANCH RD |
| City | SEBRING |
| State | FL |
| Zip | 33870-9754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | LONGWOOD SUB PB 13 PG 37 NLY PORT OF LOT 17 2.31 ACRES |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 35 |
| Legal Subdivision | LONGWOOD SUB |
| Legal Lot Number | 17 2 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 961000 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 MOON RANCH RD, SEBRING, FL 33870-9754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC |
| May 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage 1ST FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2021 |
| Deed Sale | Feb 24, 2021 |
| Prior Sale | Feb 16, 2001 · Amount on Record |
| Deed Document Number | 0028041062 |
| Deed Book / Page | 1533 / 0225 |
| Prior Transfer Date | May 30, 2014 |
| Prior Transfer Doc | 1735860 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 108 MOON RANCH RD, SEBRING, FL 33870-9754 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE |
| Name | Verified Name |
|---|---|
| Address | 108 MOON RANCH RD, SEBRING, FL 33870-9754 |
| Document Number | 0002056054 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 2854/438 |
| Instrument | 2056054 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VILLA PARK, IL 60181 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 108 MOON RANCH RD, SEBRING, FL 33870-9754 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | SOUTH RIDGE ABSTRACT AND TIT |
| Name | Verified Name |
|---|
| Document Number | 0001895021 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 2634/0077 |
| Instrument | 1895021 |
| Name | 1ST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | MILLERSVILLE, MD 21108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $154,352 (+5.99%) | $337,734 (+0.82%) Land $46,200 Building $291,534 | |
| 2024 | $1,897.00 (+7.18%) | ||
| 2023 | $1,770.00 (-1.23%) Homeowner's exemption Widower's exemption | $145,633 (+3%) | $334,974 (+17.11%) Land $31,185 Building $303,789 |
| 2022 | $1,792.00 Homeowner's exemption Widower's exemption | $141,391 | $286,036 Land $26,565 Building $259,471 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 20 (2002–2023) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 80 / 10 |
| Rapid Systems Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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