Highlands County property record for 102 Moon Ranch Rd, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,863 sqft · built 1991 |
| Lot Size | 2.28 acres (99,579 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Apr 2005) |
| Tax Bill | $2,238 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage Jan 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C354902001710000 |
| Primary APN | C354902001710000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,863 sqft Living Area |
| Gross Area | 3,731 sqft |
| 1st Floor Area | 2,863 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 99,579 sqft (2.28 acres) |
| Garage Type | Attached |
| Garage Area | 868 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,016 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 370 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 102 MOON RANCH RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-9754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AU |
| Legal Description | LONGWOOD SUB PB 13 PG 37 SLY PORT OF LOT 17 2.28 ACRES |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 35 |
| Legal Subdivision | LONGWOOD SUB |
| Legal Lot Number | 17 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 961000 |
Source: Highlands County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 102 MOON RANCH RD, SEBRING, FL 33870-9754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jan 18, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2005 · Amount on Record |
| Deed Sale | Apr 25, 2005 · Amount on Record |
| Prior Sale | May 11, 2004 · Amount on Record |
| Deed Document Number | 20051311720 |
| Deed Book / Page | 1846 / 249 |
| Last Transfer Date | Jan 16, 2023 |
| Transfer Doc | 0002132810 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 102 MOON RANCH RD, SEBRING, FL 33870-9754 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 102 MOON RANCH RD, SEBRING, FL 33870-9754 |
| Document Number | 0002141189 |
|---|---|
| Date | Mar 14, 2023 |
| Book Page | 2962/1408 |
| Instrument | 2141189 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 22, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 18, 2023 |
| Property Address | 102 MOON RANCH RD, SEBRING, FL 33870-9754 |
| Document Number | 0002132810 |
| Book / Page | 2952 / 1076 |
| Map Reference | MB 13 PG 37 |
| Instrument Date | Jan 16, 2023 |
| Instrument | 2132810 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 MOON RANCH RD, SEBRING, FL 33870-9754 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 102 MOON RANCH RD, SEBRING, FL 33870-9754 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $177,272 (+5.99%) | $429,133 (+22.01%) Land $45,600 Building $383,533 | |
| 2024 | $2,238.00 (+6.42%) | ||
| 2023 | $2,103.00 (-0.9%) Homeowner's exemption Disabled Person's exemption | $167,258 (+3%) | $351,724 (+17.26%) Land $30,780 Building $320,944 |
| 2022 | $2,122.00 Homeowner's exemption Disabled Person's exemption | $162,386 | $299,953 Land $26,220 Building $273,733 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 20 (2002–2023) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 80 / 10 |
| Rapid Systems Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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