108 Monticello, Irvine, CA 92620 Property Records

Orange County property record for 108 Monticello, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,925 sqft · built 1978
Lot Size	0.115 acres (5,021 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,565 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`529-173-06`

Property Details

APN / Parcel Number

Primary APN	`529-173-06`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,925 sqft Living Area
Gross Area	3,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,021 sqft (0.115 acres)
Garage Area	569 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 MONTICELLO
City	IRVINE
State	CA
Zip	92620-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9162 BLK LOT 6
Legal Subdivision	TRACT NUMBER 9162
Legal Tract	9162
Legal Lot Number	6
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2002
Census Tract	52533

Owner

108 Monticello is owner-occupied and held in a trust since June 2016.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	108 MONTICELLO, IRVINE, CA 92620-2635
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 28, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage ONEWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 15, 2016
Transfer Doc	0000302916
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	108 MONTICELLO, IRVINE, CA 92620-2635
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 MONTICELLO, IRVINE, CA 92620-2635

Mortgage

Document Number	0000172412
Date	Mar 12, 2021
Instrument	2021000172412

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	108 MONTICELLO, IRVINE, CA 92620-2635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000247123
Date	Jun 1, 2020
Instrument	2020000247123

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	108 MONTICELLO, IRVINE, CA 92620-2635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000510046
Date	Nov 28, 2017
Instrument	2017000510046

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 30, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	108 MONTICELLO, IRVINE, CA 92620-2635
Document Number	0000173501
Instrument Date	Apr 22, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	108 MONTICELLO IRVINE CA 926202635, IRVINE, CA 92620-2635

Mortgage

Document Number	0000173501
Date	Apr 28, 2017
Instrument	173501

Lender

Name	ONEWEST BK
Type	Bank
Address	KALAMAZOO, MI 49003-4053

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 108 Monticello was $3,565 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$335,242 (+2%) Land $86,478 Building $248,764
2025	$3,565.00 Homeowner's exemption	$328,669 Land $84,782 Building $243,887
2023	$3,393.00 (+2.14%) Homeowner's exemption	$315,907 Land $81,490 Building $234,417
2022	$3,322.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 108 Monticello in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 108 Monticello has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 938 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, Google Fiber, T-Mobile, Xfinity.

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