Santa Cruz County property record for 108 Mattison Ln, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,032 sqft · built 1977 |
| Lot Size | 0.112 acres (4,879 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $710,000 (Nov 2018) |
| Tax Bill | $9,444 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2020 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-217-09 |
| Primary APN | 040-217-09 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 2,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 4,879 sqft (0.112 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 244 sqft |
| Patio Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 108 MATTISON LN |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Description | BLK 4 LOT 12 |
| Legal Subdivision | MONTE TOYON/RIO DEL |
| Legal Lot Number | 12 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 122002 |
Source: Santa Cruz County records · APN 040-217-09
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 108 MATTISON LN, APTOS, CA 95003-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC |
| Nov 20, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 20, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Nov 06, 2018 | Grant Deed, Transfer · Conventional Mortgage KRKABOB INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2018 · Amount on Record |
| Deed Sale | Nov 06, 2018 · Amount on Record |
| Prior Sale | Jul 14, 1998 · Amount on Record |
| Deed Document Number | 201833305 |
| Last Transfer Date | Oct 05, 2020 |
| Transfer Doc | 0000049585 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 108 MATTISON LN, APTOS, CA 95003-3910 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 108 MATTISON LN, APTOS, CA 95003-3910 |
| Document Number | 0000020620 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | 2021-0020620 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HOLLYWOOD, FL 33020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 20, 2020 |
| Property Address | 108 MATTISON LN, APTOS, CA 95003-3910 |
| Document Number | 0000049584 |
| Instrument Date | Oct 05, 2020 |
| Instrument | 49584 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 108 MATTISON LN APTOS CA 950033910, APTOS, CA 95003-3910 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 20, 2020 |
| Property Address | 108 MATTISON LN, APTOS, CA 95003-3910 |
| Document Number | 0000049585 |
| Instrument Date | Oct 05, 2020 |
| Instrument | 49585 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 108 MATTISON LN APTOS CA 950033910, APTOS, CA 95003-3910 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 108 MATTISON LN, APTOS, CA 95003-3910 |
| Document Number | 0000022081 |
| Instrument Date | Jul 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 MATTISON LN APTOS CA 950033910, APTOS, CA 95003-3910 |
| Document Number | 0000022081 |
|---|---|
| Date | Aug 02, 2019 |
| Instrument | 22081 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 06, 2018 |
| Property Address | 108 MATTISON LN, APTOS, CA 95003-3910 |
| Document Number | 0000033305 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 33305 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $781.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 108 MATTISON LN APTOS CA 950033910, APTOS, CA 95003-3910 |
| Document Number | 33306 |
|---|---|
| Date | Nov 06, 2018 |
| Instrument | 33306 |
| Name | KRKABOB INC |
|---|---|
| Type | Bank |
| Address | PLEASANT HILL, CA 94523 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 05, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $807,859 (+2%) Land $565,501 Building $242,358 | ||
| 2025 | $9,444.00 (+9.7%) | $792,019 (+4.04%) Land $554,413 Building $237,606 | |
| 2023 | $8,609.00 (+1.85%) | $761,263 Land $532,884 Building $228,379 | $925,290 |
| 2022 | $8,453.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1982–2000) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Cruzio Internet, Surfnet Communications, T-Mobile USA, Verizon.
Based on FCC filings for 151 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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