Santa Cruz County property record for 100 Mattison Ln, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,381 sqft · built 1978 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $746,000 (Jan 2020) |
| Tax Bill | $9,634 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Mar 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-217-25 |
| Primary APN | 040-217-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,381 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,797 sqft (0.179 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 100 MATTISON LN |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PM22 41 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 122002 |
Source: Santa Cruz County records · APN 040-217-25
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 100 MATTISON LN, APTOS, CA 95003-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EAST COAST COMMUNITY BANK |
| Mar 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Jan 05, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Jan 27, 2020 | Grant Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 27, 2020 · Amount on Record |
| Deed Sale | Jan 27, 2020 · Amount on Record |
| Prior Sale | Oct 10, 2012 · Amount on Record |
| Deed Document Number | 20203056 |
| Prior Transfer Date | Dec 21, 2006 |
| Prior Transfer Doc | 0000003643 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 02, 2026 |
| Property Address | 100 MATTISON LN, APTOS, CA 95003-3910 |
| Document Number | 0000012393 |
| Instrument Date | May 29, 2026 |
| Instrument | 202612393 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 100 MATTISON LN, APTOS, CA 95003-3910 |
| Document Number | 0000012393, |
|---|---|
| Date | Jun 02, 2026 |
| Instrument | 202612393 |
| Name | EAST COAST COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 100 MATTISON LN, APTOS, CA 95003-3910 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2022 |
| Name | Verified Name |
|---|---|
| Address | 100 MATTISON LN, APTOS, CA 95003-3910 |
| Document Number | 0000009013 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022-0009013 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 100 MATTISON LN, APTOS, CA 95003-3910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 100 MATTISON LN, APTOS, CA 95003-3910 |
| Document Number | 0000000505 |
|---|---|
| Date | Jan 05, 2021 |
| Instrument | 2021-0000505 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 27, 2020 |
| Property Address | 100 MATTISON LN, APTOS, CA 95003-3910 |
| Document Number | 0000003056 |
| Map Reference | VOL 22 PG 41 |
| Instrument Date | Jan 22, 2020 |
| Instrument | 2020-0003056 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 100 MATTISON LN, APTOS, CA 95003-3910 |
| Document Number | 0000003057 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 2020-0003057 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $832,177 (+2%) Land $582,524 Building $249,653 | ||
| 2025 | $9,634.00 (+9.71%) Homeowner's exemption | $815,860 (+4.04%) Land $571,102 Building $244,758 | |
| 2023 | $8,781.00 (+1.86%) Homeowner's exemption | $784,179 Land $548,925 Building $235,254 | $798,210 |
| 2022 | $8,621.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1982–2000) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 43% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 151 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Cruzio Internet, Surfnet Communications, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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