108 Maple Ridge Dr, Frankfort, KY 40601 Property Records

Franklin County property record for 108 Maple Ridge Dr, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	475 sqft · built 2016
Lot Size	0.212 acres (9,235 sqft)
Owner	Individual Name on Record
Tax Bill	$2,012 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048-20-17-005.00`

Property Details

APN / Parcel Number

Primary APN	`048-20-17-005.00`
Alternative APN	`72206`

Interior

Stories	1 Story
Building Area	475 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,235 sqft (0.212 acres)
Terrain	Rolling
View / Lot	Flood Plain/Flood Zone
Garage Type	Attached
Garage Area	475 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	72206
Street Address	108 MAPLE RIDGE DR
City	FRANKFORT
State	KY
Zip	40601-6593
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST RIDGE SUB LOT 33
Legal Subdivision	WEST RIDGE
Legal Lot Number	33
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	2
Census Block	2007
Census Tract	70401

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 MAPLE RIDGE DR, FRANKFORT, KY 40601-6593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 12, 2023
Transfer Doc	0000686387
Record Updated	Jun 8, 2026

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Feb 13, 2020
Property Address	108 MAPLE RIDGE DR, FRANKFORT, KY 40601-6593
Document Number	00D591/717
Book / Page	D591 / 717
Map Reference	CAB K SL 69
Instrument Date	Feb 12, 2020
Instrument	501391
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 SAINT JOHNS RD, 135, FRANKFORT, KY 40601-9566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 MAPLE RIDGE DR, FRANKFORT, KY 40601-6593

Mortgage

Document Number	0000501392
Date	Feb 13, 2020
Instrument	501392

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,012.00 (+0.25%)	$168,000 (-) Land $20,000 Building $148,000	$168,000 (-) Land $20,000 Building $148,000
2023	$2,007.00	$168,000	$168,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	18 (1978–2010)
Claims Outside the SFHA	5 of 18
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims Severe Storms & Flooding, Feb 1989 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20