104 Maple Ridge Dr, Frankfort, KY 40601 Property Records

Franklin County property record for 104 Maple Ridge Dr, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
Details440 sqft · built 2017
Lot Size0.219 acres (9,540 sqft)
OwnerCompany Name on Record
Last Sale$162,000 (Jan 2021)
Tax Bill$1,940 (2025)
Deeds & MortgagesSep 2016 Construction Loan
Jan 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN048-20-17-004.00

Property Details

APN / Parcel Number

Primary APN048-20-17-004.00
Alternative APN
  • 73792

Interior

Stories1 Story
Building Area440 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,540 sqft (0.219 acres)
TerrainRolling
View / LotFlood Plain/Flood Zone
Garage TypeAttached
Garage Area440 sqft
DrivewayConcrete Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account Number73792
Street Address104 MAPLE RIDGE DR
CityFRANKFORT
StateKY
Zip40601-6593
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST RIDGE SUB LOT 34
Legal SubdivisionWEST RIDGE
Legal Phase1
Legal Lot Number34
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group2
Census Block2007
Census Tract70401

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address104 MAPLE RIDGE DR, FRANKFORT, KY 40601-6593
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2016Deed of Trust, Mortgage · Construction Mortgage
INDEPENDENCE BANK OF KENTUCKY
Jan 12, 2021Quit Claim Deed, Transfer · Conventional Mortgage
REPUBLIC STATE MORTGAGE CO
Apr 17, 2017Deed, Subdivision Related Transfer · FHA Mortgage
REPUBLIC STATE MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2021 · Amount on Record
Deed SaleJan 12, 2021 · Amount on Record
Prior SaleApr 17, 2017 · Amount on Record
Deed Document Number2021515622
Deed Book / Page599 / 568
Prior Transfer DateJan 4, 2021
Prior Transfer Doc00D599/568
Record UpdatedJun 8, 2026

September 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address104 MAPLE RIDGE DR, FRANKFORT, KY 40601-6593
Transaction TypeMortgage
Record UpdatedMar 27, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0M1391/347
DateSep 21, 2016
Book PageM1391/347
Instrument450190
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressFRANKFORT, KY 40601
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term9 Months
DueJun 12, 2017

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN KY
Recording DateJan 12, 2021
Property Address104 MAPLE RIDGE DR, FRANKFORT, KY 40601-6593
Document Number00D599/568
Book / PageD599 / 568
Map ReferenceCAB K SL 69
Instrument DateJan 4, 2021
Instrument515622
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyNJS TITLES LLC

Transaction

AmountAmount Recorded
Tax$81.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 MAPLE RIDGE DR, FRANKFORT, KY 40601-6593

Mortgage

Document Number0000515623
DateJan 12, 2021
Instrument515623
Lender
NameREPUBLIC STATE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

April 2017: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateApr 17, 2017
Property Address104 MAPLE RIDGE DR, FRANKFORT, KY 40601-6593
Document Number00D568/591
Book / PageD568 / 591
Map ReferenceCAB L SL69
Instrument DateApr 13, 2017
Instrument458383
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 27, 2026
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$158.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address908 CRAIG AVE, SHELBYVILLE, KY 40065-1617

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 MAPLE RIDGE DR, FRANKFORT, KY 40601-6593

Mortgage

Document Number0000458384
DateApr 17, 2017
Instrument458384
Lender
NameREPUBLIC STATE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,940.00 (+0.26%)$162,000 (-) Land $20,000 Building $142,000$162,000 (-) Land $20,000 Building $142,000
2023$1,935.00$162,000$162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims18 (1978–2010)
Claims Outside the SFHA5 of 18
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims
  • Severe Storms & Flooding, Feb 1989 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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