108 Main St, Kinsman, IL 60437 Property Records

Grundy County property record for 108 Main St, Kinsman, IL 60437

Property Summary

Property Type	Single Family Home
Details	1,323 sqft · built 1973
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jun 2020)
Tax Bill	$4,500 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-06-282-008`

Property Details

APN / Parcel Number

Primary APN	`10-06-282-008`

Interior

Building Area	1,323 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	13,939 sqft (0.32 acres)

Location & Zoning

Street Address	108 MAIN ST
City	KINSMAN
State	IL
Zip	60437-0203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF KINSMAN LTS 10 & 11 BLK 6 SEC 6-31-6
Legal Range	06W
Legal Township	31N
Legal Section	06
Legal Subdivision	MITCHELL ORIG TOWN AKA KINSMAN
Legal Block	6
Legal Lot Number	10-11
Jurisdiction	GRUNDY IL
Township / Civil Division	HIGHLAND
Census Block Group	3
Census Block	3122
Census Tract	600

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 E PLUMB ST, RANSOM, IL 60470-8104
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage HUD
Jun 25, 2020	Special Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Jan 22, 2020	Deed in Lieu of Foreclosure, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Prior Sale	Dec 4, 2013 · Amount on Record
Deed Document Number	2020593592
Prior Transfer Date	Nov 7, 2013
Prior Transfer Doc	0000543678
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	108 MAIN ST, KINSMAN, IL 60437-0203
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000622156
Date	Oct 23, 2023
Instrument	622156

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Jul 1, 2050

June 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Jun 25, 2020
Property Address	108 MAIN ST, KINSMAN, IL 60437-0203
Document Number	0000593592
Instrument Date	Jun 4, 2020
Instrument	593592
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 E PLUMB ST, RANSOM, IL 60470-8104

Mortgage

Document Number	0000593593
Date	Jun 25, 2020
Instrument	593593

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.75%

January 2020: Deed in Lieu of Foreclosure, Transfer

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	GRUNDY IL
Recording Date	Jan 22, 2020
Property Address	108 MAIN ST, KINSMAN, IL 60437-0203
Document Number	0000590228
Instrument Date	Nov 15, 2019
Instrument	590228
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Highland Township
Municipality	Kinsman Village
Elementary School District	Mazon-Verona-Kinsman Elementary School District 2C (KG - 08)
Secondary School District	Seneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,500.00 (+29.42%)	$53,083 (+29.43%) Land $3,662 Building $49,421	$159,249 (+29.43%) Land $10,986 Building $148,263
2022	$3,477.00	$41,012 Land $2,829 Building $38,183	$123,036 Land $8,487 Building $114,549

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINSMAN serves 99 people · EPA ID IL0630450
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Kinsman Mutual Telephone DSL	50 / 5
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Maxwire.

Cell Coverage

5G (outdoors only) and 4G LTE

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