100 Main St, Kinsman, IL 60437 Property Records

Grundy County property record for 100 Main St, Kinsman, IL 60437

Property Summary

Property Type	Single Family Home
Details	816 sqft · built 1915
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,254 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`10-06-282-009`

Property Details

APN / Parcel Number

Primary APN	`10-06-282-009`

Interior

Building Area	816 sqft Total Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	100 MAIN ST
City	KINSMAN
State	IL
Zip	60437-0203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORI TWN MITCHELL (KINSMAN) LT 12 BLK 6 SEC 6-31-6
Legal Range	06W
Legal Township	31N
Legal Section	06
Legal Subdivision	MITCHELL ORIG TOWN AKA KINSMAN
Legal Block	6
Legal Lot Number	12
Jurisdiction	GRUNDY IL
Township / Civil Division	HIGHLAND
Census Block Group	3
Census Block	3122
Census Tract	600

Owner

100 Main St is owned and occupied by two individuals.

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 MAIN ST, KINSMAN, IL 60437-0203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Nov 6, 2019	Loan Modification, Mortgage · Conventional Mortgage BANK OF PONTIAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	100 MAIN ST, KINSMAN, IL 60437-0203
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000612030
Date	Mar 21, 2022
Instrument	612030

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRUNDY IL
Property Address	100 MAIN ST, KINSMAN, IL 60437-0203
Document Number	0000589318
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 MAIN ST KINSMAN IL 604370203, KINSMAN, IL 60437-0203

Mortgage

Document Number	0000589318
Date	Dec 11, 2019
Instrument	589318

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	PONTIAC, IL 61764

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 10, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 100 Main St was $2,254 with a homeowner's exemption.

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Highland Township
Municipality	Kinsman Village
Elementary School District	Mazon-Verona-Kinsman Elementary School District 2C (KG - 08)
Secondary School District	Seneca Township High School District 160 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,254.00	$26,587 Land $1,827 Building $24,760	$79,761 Land $5,481 Building $74,280
2022	$639.00 Homeowner's exemption Disabled Person's exemption	$20,542 Land $1,412 Building $19,130	$61,626 Land $4,236 Building $57,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 100 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINSMAN serves 99 people · EPA ID IL0630450
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Kinsman Mutual Telephone DSL	50 / 5
Rise Broadband Fixed Wireless	25 / 5

May also be available: AT&T, Maxwire.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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