108 Lorene Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 108 Lorene Dr, Red Oak, TX 75154 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 1984
Lot Size	0.584 acres (25,439 sqft)
Owner	Individual Name on File
Last Sale	$299,300 (Mar 2020)
Tax Bill	$3,800 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R148178`

Property Details

APN / Parcel Number

Primary APN	`R148178`
Alternative APNs	`00272700300400111` `148178`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,490 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	1,490 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,439 sqft (0.584 acres)
Lot Depth	227 ft Depth
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	96 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	108 LORENE DR
City	RED OAK
State	TX
Zip	75154-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 3 BROOKWOOD MEADOWS ADDN 0.584 AC
Legal Subdivision	BROOKWOOD MEADOWS ADDN
Legal Block	3
Legal Lot Number	4
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1000
Census Tract	60207

Owner

Source: Ellis County records · APN R148178

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	108 LORENE DR, RED OAK, TX 75154-2904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 10, 2020	Warranty Deed, Transfer COLONIAL NAT'L MTG
Feb 19, 2019	Deed of Trust, Mortgage · Line of Credit CITY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Prior Sale	Feb 05, 2014 · Amount on Record
Deed Document Number	20207957
Prior Transfer Date	Mar 05, 2020
Prior Transfer Doc	0000007957
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	108 LORENE DR, RED OAK, TX 75154-2904
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002203777
Date	Jan 28, 2022
Instrument	2203777

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Mar 10, 2020
Property Address	108 LORENE DR, RED OAK, TX 75154-2904
Document Number	0000007957
Instrument Date	Mar 05, 2020
Instrument	7957
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LORENE DR RED OAK TX 751542904, RED OAK, TX 75154-2904

Mortgage

Document Number	7958
Date	Mar 10, 2020
Instrument	7958

Lender

Name	COLONIAL NAT'L MTG
Type	Mortgage Company
Address	FORT WORTH, TX 76102

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 09, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	108 LORENE DR, RED OAK, TX 75154-2904
Document Number	0000005225
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 LORENE DR RED OAK TX 751542904, RED OAK, TX 75154-2904

Mortgage

Document Number	0000005225
Date	Feb 27, 2019
Instrument	5225

Lender

Name	CITY CU
Type	Credit Union
Address	DALLAS, TX 75228-6543

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Feb 26, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,000 (-1.34%) Land $95,000 Building $269,000	$364,000 (-7.18%) Land $95,000 Building $269,000
2025	$3,800.00 (-0.96%) Homeowner's exemption	$368,953 (-3.53%) Land $95,000 Building $297,176	$392,176 (+2.55%) Land $95,000 Building $297,176
2024	$3,837.00 (+13.29%)
2023	$3,387.00 (+25.26%) Homeowner's exemption	$382,436 Land $75,000 Building $307,436	$382,436 Land $75,000 Building $307,436
2018	$2,704.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ellis County (48139C), updated October 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481390602071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 16% of Texas
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless (unlicensed)	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, JAB Wireless, Spectrum, Hotwire Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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