107 Lorene Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 107 Lorene Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 1984
Lot Size	0.566 acres (24,655 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Aug 2014)
Tax Bill	$1,730 (2025)
Deeds & Mortgages	May 2019 Loan Modification Jan 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R148182`

Property Details

APN / Parcel Number

Primary APN	`R148182`
Alternative APNs	`00272700204100111` `148182`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,442 sqft Living Area
Gross Area	2,153 sqft
1st Floor Area	1,442 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,655 sqft (0.566 acres)
Lot Dimensions	220 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	591 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	107 LORENE DR
City	RED OAK
State	TX
Zip	75154-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 BLK 2 BROOKWOOD MEADOWS ADDN .566 AC
Legal Subdivision	BROOKWOOD MEADOWS ADDN
Legal Block	2
Legal Lot Number	41
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1001
Census Tract	60207

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	107 LORENE DR, RED OAK, TX 75154-2903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Loan Modification, Mortgage PENNYMAC
Jan 3, 2018	Loan Modification, Mortgage · FHA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2014 · Amount on Record
Deed Sale	Aug 28, 2014 · Amount on Record
Prior Sale	Oct 24, 2005 · Amount on Record
Deed Document Number	201418631
Deed Book / Page	2786 / 686
Prior Transfer Date	Aug 22, 2014
Prior Transfer Doc	0027860686
Record Updated	Sep 20, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	107 LORENE DR, RED OAK, TX 75154-2903
Document Number	0000017663
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 LORENE DR RED OAK TX 751542903, RED OAK, TX 75154-2903

Mortgage

Document Number	0000017663
Date	Jun 26, 2019
Instrument	17663

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	107 LORENE DR, RED OAK, TX 75154-2903
Document Number	0000003569
Instrument Date	Jan 3, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 LORENE DR RED OAK TX 751542903, RED OAK, TX 75154-2903

Mortgage

Document Number	0000003569
Date	Feb 7, 2018
Instrument	3569

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 6, 2043

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$247,490 (+1%)	$275,290 (-2.69%) Land $95,000 Building $180,290
2025	$1,730.00 (-9.14%) Homeowner's exemption	$224,991 (-19.71%)	$282,904 (+0.96%) Land $95,000 Building $187,904
2024	$1,904.00 (+16.95%)
2023	$1,628.00 (-15.03%) Homeowner's exemption	$280,220 Land $75,000 Building $205,220	$280,220 Land $75,000 Building $205,220
2018	$1,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, Rise Broadband, Verizon.

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