Madison County property record for 105 Locker Ct, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,208 sqft |
| Owner | Individual Name on File |
| Tax Bill | $1,518 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073C-0000-0140 |
| Primary APN | 073C-0000-0140 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,208 sqft Living Area |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick |
| Garage Type | Basement |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 40067 |
|---|---|
| Street Address | 105 LOCKER CT |
| City | BEREA |
| State | KY |
| Zip | 40403-1138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSELAWN LOT 26 SEC 3 BLK F |
| Legal Subdivision | ROSELAWN |
| Legal Block | F |
| Legal Lot Number | 26 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 11202 |
105 Locker Ct is owned and occupied by an individual who acquired it in October 2013.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 168 REDWOOD DR, RICHMOND, KY 40475-8617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jan 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2013 |
| Deed Sale | Oct 18, 2013 |
| Deed Document Number | 0000069758 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 105 LOCKER CT, BEREA, KY 40403-1138 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 168 REDWOOD DR, RICHMOND, KY 40475-8617 |
| Document Number | 0D0835/751 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | D0835/751 |
| Instrument | 2014136923 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 105 LOCKER CT, BEREA, KY 40403-1138 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 168 REDWOOD DR, RICHMOND, KY 40475-8617 |
| Document Number | 0M2211/162 |
|---|---|
| Date | Jan 6, 2023 |
| Book Page | M2211/162 |
| Instrument | 2014126819 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 1, 2033 |
The 2025 property tax bill for 105 Locker Ct was $1,518 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,518.00 Additional exemption filed | $161,000 | $161,000 |
| 2023 | $1,542.00 | $159,000 | $159,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Locker Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Locker Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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