Baldwin County property record for 108 Keplar Pl, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,600 sqft · built 2006 |
| Lot Size | 0.327 acres (14,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $518,000 (Aug 2021) |
| Tax Bill | $3,068 (2026) |
| Deeds & Mortgages | Oct 2026 Line of Credit Aug 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-08-33-0-000-002.127 |
| Primary APN | 43-08-33-0-000-002.127 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,600 sqft Heated Area |
| 1st Floor Area | 2,600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,250 sqft (0.327 acres) |
| Lot Dimensions | 190 ft deep x 75 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 383089 |
|---|---|
| Street Address | 108 KEPLAR PL |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-3465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75' X 190' LOT 113 SANDY FORD SUBDIVISION PHASE III SLIDE 2195 B-C LYING IN THE CITY OF FAIRHOPE SW1/4 SEC 33-T5S-R2E (WD) |
| Legal Subdivision | SANDY FORD SUB PH III |
| Legal Phase | 3 |
| Legal Block | PH 3 |
| Legal Lot Number | 113 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 10709 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 108 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2026 | Deed of Trust, Mortgage · Line of Credit STONEBRIDGE BANK |
| Aug 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Dec 1, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NA |
| Apr 18, 2017 | Deed with Mortgage, Transfer · Conventional with PMI GAITHER J KING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2021 · Amount on Record |
| Deed Sale | Aug 6, 2021 · Amount on Record |
| Prior Sale | Apr 18, 2017 · Amount on Record |
| Deed Document Number | 20211934618 |
| Prior Transfer Date | Apr 11, 2017 |
| Prior Transfer Doc | 0001628300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Oct 12, 2026 |
| Property Address | 108 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Document Number | 0002282644 |
| Instrument Date | Oct 9, 2026 |
| Instrument | 20262282644 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Document Number | 0002282644, |
|---|---|
| Date | Oct 12, 2026 |
| Instrument | 20262282644 |
| Name | STONEBRIDGE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 6, 2021 |
| Property Address | 108 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Document Number | 0001934618 |
| Map Reference | MB 2195-B PG 2195-C |
| Instrument Date | Aug 4, 2021 |
| Instrument | 1934618 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 SANDY FORD RD, FAIRHOPE, AL 36532-3446 |
| Name | Verified Name |
|---|---|
| Address | 108 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Document Number | 0001934619 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 1934619 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 108 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Document Number | 0001669537 |
| Instrument Date | Dec 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 KEPLAR PL FAIRHOPE AL 365323465, FAIRHOPE, AL 36532-3465 |
| Document Number | 0001669537 |
|---|---|
| Date | Dec 7, 2017 |
| Instrument | 1669537 |
| Name | FIRST NA |
|---|---|
| Type | Bank |
| Address | GULF SHORES, AL 36542 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 18, 2017 |
| Property Address | 108 KEPLAR PL, FAIRHOPE, AL 36532-3465 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 1628300 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 108 KEPLAR PL FAIRHOPE AL 365323465, FAIRHOPE, AL 36532-3465 |
| Document Number | 0001628300 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 1628300 |
| Name | GAITHER J KING |
|---|---|
| Address | PO BOX 1067, FAIRHOPE, AL 36533-1067 |
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Rate | 4% |
|---|
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,068.00 (+2.47%) Homeowner's exemption | ||
| 2025 | $2,994.00 (+17.27%) | $66,080 (+17%) Land $10,800 Building $55,280 | $660,600 (+16.98%) Land $107,900 Building $552,700 |
| 2023 | $2,553.00 (+16.26%) Homeowner's exemption | $56,480 (+15.93%) | $564,700 (+15.93%) Land $74,000 Building $490,700 |
| 2022 | $2,196.00 (+13.08%) Homeowner's exemption | $48,720 | $487,100 Land $81,900 Building $405,200 |
| 2021 | $1,942.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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