Baldwin County property record for 103 Keplar Pl, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,489 sqft · built 2005 |
| Lot Size | 0.327 acres (14,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $609,000 (Apr 2025) |
| Tax Bill | $1,372 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-08-33-0-000-002.110 |
| Primary APN | 43-08-33-0-000-002.110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,489 sqft Heated Area |
| 1st Floor Area | 2,489 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,250 sqft (0.327 acres) |
| Lot Dimensions | 190 ft deep x 75 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 227307 |
|---|---|
| Street Address | 103 KEPLAR PL |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-3460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75' X 190' LOT 99 SANDY FORD SUBDIVISION PHASE III SLIDE 2195 B-C LYING IN THE CITY OF FAIRHOPE SW1/4 SEC 33-T5S-R2E (WD SURV |
| Legal Subdivision | SANDY FORD SUB PH III |
| Legal Phase | 3 |
| Legal Block | PH 3 |
| Legal Lot Number | 99 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 10709 |
Source: Baldwin County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3603 VILLAGE GREEN DR, ROSWELL, GA 30075-7646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 18, 2018 | Warranty Deed, Subdivision Related Transfer SUNTRUST MTG |
| Aug 14, 2017 | Trustee's Deed, Construction Loan · Line of Credit BANCORPSOUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2025 · Amount on Record |
| Deed Sale | Apr 1, 2025 · Amount on Record |
| Deed Document Number | 20252179229 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 103 KEPLAR PL, FAIRHOPE, AL 36532-3460 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | SOURCE OF TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001932968 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 1932968 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jul 18, 2018 |
| Property Address | 103 KEPLAR PL, FAIRHOPE, AL 36532-3460 |
| Document Number | 0001708454 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 1708454 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 3, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 BOULDER CREEK AVE FAIRHOPE AL 365327514, FAIRHOPE, AL 36532-7514 |
| Document Number | 1708455 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 1708455 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 17, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 14, 2017 |
| Property Address | 103 KEPLAR PL, FAIRHOPE, AL 36532-3460 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 1650081 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 10, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1074 THOUSAND OAKS DR #1 HERNANDO MS 386327886, 1, HERNANDO, MS 38632-7886 |
| Document Number | 0001650081 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 1650081 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 13, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Fairhope City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,372.00 | $35,240 (-) Land $7,760 Building $27,480 | $575,100 (+17.44%) Land $107,900 Building $467,200 |
| 2023 | $1,372.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $35,240 (-17.16%) | $489,700 (+15.14%) Land $74,000 Building $415,700 |
| 2022 | $1,372.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $42,540 | $425,300 Land $81,900 Building $343,400 |
| 2021 | $1,372.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 71% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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