108 Isabelle Rd, Buffalo, NY 14225 Property Records

Erie County and Cheektowaga Town property record for 108 Isabelle Rd, Buffalo, NY 14225

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 832 sqft · built 1956
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$212,000 (Feb 2024)
Tax Bill	$4,123 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-0502000`

Property Details

APN / Parcel Number

Primary APN	`032-0502000`
Alternative APNs	`30890811700003018000` `143089 81.17-3-18`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Game Room	Game Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	032-0502000
Street Address	108 ISABELLE RD
City	BUFFALO
State	NY
Zip	14225-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 1891 SL 70
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	3
Legal Lot Number	18.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	1
Census Block	1006
Census Tract	10001

Owner

108 Isabelle Rd is owned and occupied by two individuals who bought it in February 2024.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 ISABELLE RD, BUFFALO, NY 14225-1321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Aug 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2024 · Amount on File
Deed Sale	Feb 6, 2024 · Amount on File
Prior Sale	Aug 29, 2018 · Amount on File
Deed Document Number	20242024020437
Deed Book / Page	11427 / 6781
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Feb 6, 2024
Property Address	108 ISABELLE RD, BUFFALO, NY 14225-1321
Document Number	0114276781
Book / Page	11427 / 6781
Instrument Date	Jan 19, 2024
Instrument	2024020437
Transaction Type	Transfer
Record Updated	Mar 18, 2024
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$848.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 ISABELLE RD, CHEEKTOWAGA, NY 14225-1321

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 ISABELLE RD, CHEEKTOWAGA, NY 14225-1321

Mortgage

Document Number	0141179038
Date	Feb 6, 2024
Instrument	14117/9038

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	108 ISABELLE RD, BUFFALO, NY 14225-1321
Transaction Type	Mortgage
Record Updated	May 23, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ISABELLE RD, CHEEKTOWAGA, NY 14225-1321

Mortgage

Document Number	0140344596
Date	Jan 10, 2022
Book Page	14034/4596
Instrument	2022004700

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 29, 2018
Property Address	108 ISABELLE RD, BUFFALO, NY 14225-1321
Document Number	0113337782
Book / Page	11333 / 7782
Map Reference	MAP1891
Instrument Date	Aug 27, 2018
Instrument	2018172752
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 ISABELLE RD, 108, BUFFALO, NY 14225-1321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 ISABELLE RD, BUFFALO, NY 14225-1321

Tax Assessment & Valuation

The 2026 property tax bill for 108 Isabelle Rd was $4,123, up 83.5% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga-Maryvale Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,123.00 (+83.49%)
2025	$2,247.00 (-37.84%)	$124,000 (-) Land $13,000 Building $111,000	$165,333 (+6.67%) Land $17,333 Building $148,000
2024	$3,615.00	$124,000 (-) Land $13,000 Building $111,000	$155,000 (+13.75%) Land $16,250 Building $138,750
2023	Veteran's exemption	$124,000 Land $13,000 Building $111,000	$136,264 Land $14,286 Building $121,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Isabelle Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Isabelle Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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