108 Howard St, Lima, OH 45807 Property Records

Allen County property record for 108 Howard St, Lima, OH 45807

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,144 sqft · built 1958
Lot Size0.298 acres (12,981 sqft)
Owner2 Individual Names on Record
Last Sale$90,500 (Oct 2005)
Tax Bill$1,713 (2025)
Deeds & MortgagesMay 2022 Mortgage
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN36-1706-03-004.000

Property Details

APN / Parcel Number

Primary APN36-1706-03-004.000
Alternative APN
  • G2636170603004000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,144 sqft Living Area
Gross Area2,904 sqft
1st Floor Area1,144 sqft
Basement Area1,144 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1976
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area12,981 sqft (0.298 acres)
Lot Dimensions130 ft deep x 100 ft wide
Garage TypeAttached
Garage Area616 sqft
Parking Spaces2 Parking Spaces
Patio Area128 sqft
Canopy30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address108 HOWARD ST
CityLIMA
StateOH
Zip45807-1104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOUST ADDITION LOT 335 FF 100.00
Legal SubdivisionFOUST ADDITION
Legal Lot Number335
JurisdictionALLEN OH
Township / Civil DivisionAMERICAN
Census Block Group1
Census Block1043
Census Tract10801

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address108 HOWARD ST, LIMA, OH 45807-1104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2022Deed of Trust, Mortgage
SUPERIOR CU
Aug 5, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 19, 2005 · Amount on Record
Deed SaleOct 19, 2005 · Amount on Record
Prior SaleJul 13, 1988 · Amount on Record
Deed Document Number200518529
Deed Book / Page948 / 619
Last Transfer DateMay 23, 2022
Transfer Doc0000009240
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address108 HOWARD ST, LIMA, OH 45807-1104
Transaction TypeMortgage
Record UpdatedJun 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5250006280
DateMay 25, 2022
Book Page2022/6280
Instrument202205250006280
Lender
NameSUPERIOR CU
TypeCredit Union
AddressLIMA, OH 45807
Agreement
AmountAmount Recorded
Term144 Months
DueMay 21, 2034

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEN OH
Recording DateAug 5, 2022
Property Address108 HOWARD ST, LIMA, OH 45807-1104
Document Number8050009240
Book / Page2022 / 9240
Map ReferenceMB 9 PG 9
Instrument DateMay 23, 2022
Instrument202208050009240
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address108 HOWARD ST, LIMA, OH 45807-1104

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionAmerican Township
MunicipalityElida Village
Unified School DistrictElida Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,713.00 (-1.38%)$39,760 (-) Land $8,050 Building $31,710$113,600 (-) Land $23,000 Building $90,600
2024$1,737.00 (+15.88%) Homeowner's exemption$39,760 (+29.93%) Land $8,050 Building $31,710$113,600 (+29.98%) Land $23,000 Building $90,600
2023$1,499.00 (-1.96%) Homeowner's exemption$30,600 (-) Land $6,200 Building $24,400
2022$1,529.00 Homeowner's exemption$30,600 Land $6,200 Building $24,400
2021$87,400 Land $17,700 Building $69,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2015–2019)
Most Recent ClaimMay 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELIDA VILLAGE
serves 4,109 people · EPA ID OH0200503
Water SourcePurchased surface water from LIMA CITY
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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