Allen County property record for 104 Howard St, Lima, OH 45807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1958 |
| Lot Size | 0.298 acres (12,981 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,233 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-1706-03-006.000 |
| Primary APN | 36-1706-03-006.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 2,672 sqft |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 1,144 sqft |
| Family Room | Family Room |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 12,981 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 120 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 104 HOWARD ST |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45807-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOUST ADDITION LOT 337 FF 100.00 |
| Legal Subdivision | FOUST ADDITION |
| Legal Lot Number | 337 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMERICAN |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 10801 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 HOWARD ST, LIMA, OH 45807-1104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU |
| Nov 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 1981 |
| Deed Sale | Aug 1, 1981 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 104 HOWARD ST, LIMA, OH 45807-1104 |
| Document Number | 0000014026 |
| Instrument Date | Oct 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 104 HOWARD ST LIMA OH 458071104, LIMA, OH 45807-1104 |
| Document Number | 0000014026 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 14026 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Nov 9, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 104 HOWARD ST, LIMA, OH 45807-1104 |
| Document Number | 0000012431 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 104 HOWARD ST ELIDA OH 458071104, ELIDA, OH 45807-1104 |
| Document Number | 0000012431 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 12431 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Nov 20, 2026 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | American Township |
| Municipality | Elida Village |
| Unified School District | Elida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,233.00 (-2.61%) | $38,780 (-) Land $8,050 Building $30,730 | $110,800 (-) Land $23,000 Building $87,800 |
| 2024 | $1,266.00 (+24.98%) Homeowner's exemption | $38,780 (+3%) Land $8,050 Building $30,730 | $110,800 (+30.05%) Land $23,000 Building $87,800 |
| 2023 | $1,013.00 (-3.89%) Homeowner's exemption | $29,830 (-) Land $6,200 Building $23,630 | |
| 2022 | $1,054.00 Homeowner's exemption | $29,830 Land $6,200 Building $23,630 | |
| 2021 | $85,200 Land $17,700 Building $67,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2019) |
| Most Recent Claim | May 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELIDA VILLAGE serves 4,109 people · EPA ID OH0200503 |
|---|---|
| Water Source | Purchased surface water from LIMA CITY |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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