108 Hemlock Dr, Salisbury, NC 28147 Property Records

Rowan County property record for 108 Hemlock Dr, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,307 sqft · built 1974
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Mar 2023)
Tax Bill	$2,208 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`329C269`

Property Details

APN / Parcel Number

Primary APN	`329C269`
Alternative APN	`6158205`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,307 sqft Living Area
1st Floor Area	1,307 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2010
Exterior Material	Brick
Lot Area	11,761 sqft (0.27 acres)
Porch	Porch
Porch Area	30 sqft
Deck Area	46 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	108 HEMLOCK DR
City	SALISBURY
State	NC
Zip	28147-9117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L51 B2
Legal Subdivision	ROLLING HILLS SEC I
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	5
Census Block	5011
Census Tract	51303

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 HEMLOCK DR, SALISBURY, NC 28147-9117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Dec 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Sep 28, 1998 · Amount on Record
Deed Book / Page	1420 / 733
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 31, 2023
Property Address	108 HEMLOCK DR, SALISBURY, NC 28147-9117
Document Number	0014200733
Book / Page	1420 / 733
Map Reference	PG 1219
Instrument Date	Mar 31, 2023
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 DANIEL DR, LEXINGTON, NC 27295-9876

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 HEMLOCK DR, SALISBURY, NC 28147-9117
Investor	Possibly a Property Investor

Mortgage

Document Number	0001420734
Date	Mar 31, 2023
Instrument	1420/734

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	108 HEMLOCK DR, SALISBURY, NC 28147-9117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013200753
Date	Dec 27, 2018
Book Page	1320/0753

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 19, 2028

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,208.00	$184,664 (-) Land $35,000 Building $149,664	$184,664 (-) Land $35,000 Building $149,664
2023	$2,208.00	$184,664 Land $35,000 Building $149,664	$184,664 Land $35,000 Building $149,664

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2004–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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