107 Hemlock Dr, Salisbury, NC 28147 Property Records

Rowan County property record for 107 Hemlock Dr, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,649 sqft · built 1973
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,273 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`329C220`

Property Details

APN / Parcel Number

Primary APN	`329C220`
Alternative APN	`706480`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,649 sqft Living Area
1st Floor Area	1,478 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2004
Exterior Material	Brick
Lot Area	17,860 sqft (0.41 acres)
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	107 HEMLOCK DR
City	SALISBURY
State	NC
Zip	28147-9117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 11 BLK 1 ROLLING HILLS SEC 2
Legal Subdivision	ROLLING HILLS
Legal Block	1
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4001
Census Tract	51303

Owner

Source: Rowan County records, as of August 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 HEMLOCK DR, SALISBURY, NC 28147-9117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 7, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Apr 24, 2020	Quit Claim Deed, Transfer · VA Mortgage CLEARPATH LNDG
Jul 3, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Sep 26, 2018	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2020
Deed Sale	Apr 24, 2020
Prior Sale	Sep 26, 2018 · Amount on Record
Deed Book / Page	1347 / 227
Prior Transfer Date	Apr 21, 2020
Prior Transfer Doc	0013470227
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	107 HEMLOCK DR, SALISBURY, NC 28147-9117
Transaction Type	Mortgage
Record Updated	Feb 1, 2024
Title Company	VETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HEMLOCK DR, SALISBURY, NC 28147-9117

Mortgage

Document Number	0014360114
Date	Jan 23, 2024
Book Page	1436/114

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	107 HEMLOCK DR, SALISBURY, NC 28147-9117
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	VETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013920651
Date	Jan 7, 2022
Book Page	1392/651

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	107 HEMLOCK DR, SALISBURY, NC 28147-9117
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013710982
Date	Apr 6, 2021
Book Page	1371/982

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 24, 2020
Property Address	107 HEMLOCK DR, SALISBURY, NC 28147-9117
Document Number	0013470227
Book / Page	001347 / 000227
Instrument Date	Apr 21, 2020
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	VANTAGE PT TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HEMLOCK DR SALISBURY NC 281479117, SALISBURY, NC 28147-9117

Mortgage

Document Number	13470228
Date	Apr 24, 2020
Book Page	001347/000228

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	107 HEMLOCK DR, SALISBURY, NC 28147-9117
Document Number	0013300574
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 HEMLOCK DR SALISBURY NC 281479117, SALISBURY, NC 28147-9117

Mortgage

Document Number	0013300574
Date	Jul 9, 2019
Book Page	001330/000574

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 26, 2018
Property Address	107 HEMLOCK DR, SALISBURY, NC 28147-9117
Document Number	0013160319
Book / Page	001316 / 000319
Instrument Date	Sep 21, 2018
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$273.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 HEMLOCK DR SALISBURY NC 281479117, SALISBURY, NC 28147-9117

Mortgage

Document Number	13160320
Date	Sep 26, 2018
Book Page	001316/000320

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,273.00	$190,054 (-) Land $35,000 Building $155,054
2023	$2,273.00	$190,054 Land $35,000 Building $155,054	$190,054 Land $35,000 Building $155,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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