108 Haven Ct, Carrabelle, FL 32322 Property Records

Franklin County property record for 108 Haven Ct, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 730 sqft · built 2012
Owner	2 Individual Names on Record
Last Sale	$260,000 (Mar 2023)
Tax Bill	$4,177 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`25-07S-05W-1001-0304-0030`

Property Details

APN / Parcel Number

Primary APN	`25-07S-05W-1001-0304-0030`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	730 sqft Heated Area
Gross Area	1,074 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Porch	Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	108 HAVEN CT
City	CARRABELLE
State	FL
Zip	32322-3261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARRABELLE RVC PHASE III PLAT BK 10/56 LOT 3 1262/149 1267/661 1357/583
Legal Subdivision	CARRABELLE BEACH RVC PH III
Legal Phase	3
Legal Lot Number	3
Jurisdiction	FRANKLIN FL
Township / Civil Division	EASTPOINT
Census Block Group	1
Census Block	1306
Census Tract	970200

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1017 CHENA PUMP RD, FAIRBANKS, AK 99709-2420
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jun 16, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIME MERIDIAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023 · Amount on Record
Deed Sale	Mar 3, 2023 · Amount on Record
Deed Document Number	0001357583
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	108 HAVEN CT, CARRABELLE, FL 32322-3261
Transaction Type	Mortgage
Record Updated	Jan 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 HIGHWAY 5, EL PASO, AR 72045-9721

Mortgage

Document Number	0019002874
Date	May 7, 2021
Book Page	1300/14
Instrument	202119002874

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 16, 2020
Property Address	102 HAVEN CT, CARRABELLE, FL 32322-3261
Document Number	0019002500
Book / Page	1267 / 661
Map Reference	MB 10 PG 56
Instrument Date	Jun 16, 2020
Instrument	202019002500
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3400 HIGHWAY 5, EL PASO, AR 72045-9721

Mortgage

Document Number	0000000663
Date	Jun 16, 2020
Instrument	1267/663

Lender

Name	PRIME MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Margin	1

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,177.00 (+0.26%)	$249,284 (-0.58%) Land $118,000 Building $131,284	$249,284 (-0.58%) Land $118,000 Building $131,284
2024	$4,166.00 (+19.95%)	$250,738 (-0.4%) Land $118,000 Building $132,738	$250,738 (-0.4%) Land $118,000 Building $132,738
2023	$3,473.00 (+15.08%)	$251,749 (+36.14%) Land $118,000 Building $133,749	$251,749 (+36.14%) Land $118,000 Building $133,749
2022	$3,018.00	$184,916 Land $60,000 Building $124,916	$184,916 Land $60,000 Building $124,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	171 units insured incl. 38 condo units
Nearby Flood Claims	359 (1979–2024)
Claims Outside the SFHA	6 of 359
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Dennis, Jul 2005 · 79 claims Hurricane Kate, Nov 1985 · 84 claims Hurricane Elena, Sep 1985 · 72 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Fidium Fiber.

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