Berkeley County property record for 108 Harbor Point Ct, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 1,244 sqft · built 2014 |
| Lot Size | 0.12 acres (5,244 sqft) |
| Owner | Trust Name on File |
| Last Sale | $202,040 (Apr 2014) |
| Tax Bill | $950 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 195-04-01-122 |
| Primary APN | 195-04-01-122 |
|---|---|
| Alternative APN |
|
| Building Area | 1,244 sqft Finished Area |
|---|---|
| Gross Area | 1,880 sqft |
| 1st Floor Area | 1,244 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 5,244 sqft (0.12 acres) |
| Garage Area | 440 sqft |
| Porch | Patio |
| Porch Area | 196 sqft |
| Street Address | 108 HARBOR POINT CT |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-6966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | TRACT B2-1APHASE 3-BLOT 782 DEL WEBB |
| Legal Subdivision | CANE BAY (DEL WEBB) |
| Legal Phase | 3 |
| Legal Lot Number | 782 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20711 |
108 Harbor Point Ct is owner-occupied and held in a trust since November 2019.
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 108 HARBOR POINT CT, SUMMERVILLE, SC 29486-6966 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Nov 6, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2014 · Amount on File |
| Deed Sale | Apr 3, 2014 · Amount on File |
| Deed Document Number | 20147123 |
| Deed Book / Page | 10688 / 65 |
| Last Transfer Date | Nov 6, 2019 |
| Transfer Doc | 3184/0530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 108 HARBOR POINT CT, SUMMERVILLE, SC 29486-6966 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03505/0674 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 3505/674 |
| Instrument | 2020035944 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Nov 6, 2019 |
| Property Address | 108 HARBOR POINT CT, SUMMERVILLE, SC 29486-6966 |
| Document Number | 3184/0530 |
| Book / Page | 003184 / 000530 |
| Instrument Date | Nov 6, 2019 |
| Instrument | 40639 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 108 HARBOR POINT CT SUMMERVILLE SC 294866966, SUMMERVILLE, SC 29486-6966 |
The 2025 property tax bill for 108 Harbor Point Ct was $950 with a homeowner's exemption, up 5% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,045 (+2,399.95%) Land $76,622 Building $186,423 | $343,300 (-) Land $100,000 Building $243,300 | |
| 2025 | $950.00 (+4.97%) Homeowner's exemption | $10,522 (-) Land $3,065 Building $7,457 | $343,300 (-) Land $100,000 Building $243,300 |
| 2024 | $905.00 Homeowner's exemption | $10,522 Land $3,065 Building $7,457 | $343,300 Land $100,000 Building $243,300 |
| 2022 | $884.00 Homeowner's exemption | $9,149 Land $3,519 Building $5,630 | $234,000 Land $90,000 Building $144,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 108 Harbor Point Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 230 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 230 in force |
| Nearby Flood Claims | 3 (2015–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Harbor Point Ct is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures