Berkeley County property record for 103 Harbor Point Ct, Summerville, SC 29486
| Property Type | Single Family Home |
|---|---|
| Details | 1,561 sqft · built 2014 |
| Lot Size | 0.118 acres (5,165 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Oct 2020) |
| Tax Bill | $1,187 (2025) |
| Deeds & Mortgages | Aug 2019 Second Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 195-04-01-136 |
| Primary APN | 195-04-01-136 |
|---|---|
| Alternative APN |
|
| Building Area | 1,561 sqft Finished Area |
|---|---|
| Gross Area | 2,068 sqft |
| 1st Floor Area | 1,561 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 5,165 sqft (0.118 acres) |
| Garage Area | 440 sqft |
| Porch | Slab |
| Porch Area | 1,628 sqft |
| Street Address | 103 HARBOR POINT CT |
|---|---|
| City | SUMMERVILLE |
| State | SC |
| Zip | 29486-6966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | TRACT B2-1APHASE 3-BLOT 796 DEL WEBB |
| Legal Subdivision | CANE BAY (DEL WEBB) |
| Legal Phase | 3 |
| Legal Lot Number | 796 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | GOOSE CREEK-HANAHAN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20711 |
103 Harbor Point Ct is owned and occupied by an individual who bought it in October 2020.
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 HARBOR POINT CT, SUMMERVILLE, SC 29486-6966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Oct 21, 2020 | Deed, Transfer · Conventional Mortgage CENTERSTATE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on File |
| Deed Sale | Oct 21, 2020 · Amount on File |
| Prior Sale | Aug 20, 2014 · Amount on File |
| Deed Document Number | 202041192 |
| Deed Book / Page | 3547 / 407 |
| Prior Transfer Date | Dec 18, 2014 |
| Prior Transfer Doc | 11142/0116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 103 HARBOR POINT CT, SUMMERVILLE, SC 29486-6966 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 03108/0095 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 3108/0095 |
| Instrument | 2019029354 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 10, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Oct 21, 2020 |
| Property Address | 103 HARBOR POINT CT, SUMMERVILLE, SC 29486-6966 |
| Document Number | 03547/0407 |
| Book / Page | 3547 / 407 |
| Map Reference | CAB P PG 53P |
| Instrument Date | Oct 2, 2020 |
| Instrument | 2020041192 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,017.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 HARBOR POINT CT, SUMMERVILLE, SC 29486-6966 |
| Document Number | 2020041193 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020041193 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 103 Harbor Point Ct was $1,187 with a homeowner's exemption, up 4.5% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,525 (+2,4%) Land $81,042 Building $233,483 | $388,100 (-) Land $100,000 Building $288,100 | |
| 2025 | $1,187.00 (+4.49%) Homeowner's exemption | $12,581 (-) Land $3,242 Building $9,339 | $388,100 (-) Land $100,000 Building $288,100 |
| 2024 | $1,136.00 Homeowner's exemption | $12,581 Land $3,242 Building $9,339 | $388,100 Land $100,000 Building $288,100 |
| 2022 | $1,114.00 Homeowner's exemption | $10,940 Land $3,600 Building $7,340 | $273,500 Land $90,000 Building $183,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Harbor Point Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 230 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 230 in force |
| Nearby Flood Claims | 3 (2015–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Harbor Point Ct is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 80% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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