108 Gloria Dr, Elgin, IL 60120 Property Records

Cook County property record for 108 Gloria Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,109 sqft · built 2022
Lot Size	0.279 acres (12,164 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jul 2025)
Tax Bill	$17,660 (2023)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-200-097`

Property Details

APN / Parcel Number

Primary APN	`06-17-200-097`
Alternative APN	`06-17-200-097-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,109 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,164 sqft (0.279 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	108 GLORIA DR
City	ELGIN
State	IL
Zip	60120-7579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VECE RDG
Legal Lot Number	1-6
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3003
Census Tract	804404

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 GLORIA DR, ELGIN, IL 60120-7579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jan 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 29, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	202523204
Prior Transfer Date	Dec 7, 2019
Prior Transfer Doc	0000008214
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 27, 2022
Property Address	108 GLORIA DR, ELGIN, IL 60120-7579
Document Number	0014718198
Map Reference	DOC 0702322083
Instrument Date	May 4, 2022
Instrument	2214718198
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	108 GLORIA DR, ELGIN, IL 60120-7579

Mortgage

Document Number	0014718199
Date	May 27, 2022
Instrument	2214718199

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate	5.25%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 16, 2020
Property Address	108 GLORIA DR, ELGIN, IL 60120-7579
Document Number	2001608214
Instrument Date	Dec 7, 2019
Instrument	1608214
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$55.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 OSPREY CT STREAMWOOD IL 601072813, STREAMWOOD, IL 60107-2813

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Mar 29, 2017
Property Address	108 GLORIA DR, ELGIN, IL 60120-7579
Document Number	1708855079
Instrument Date	Mar 20, 2017
Instrument	8855079
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$100.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3332 W FOSTER AVE #174 CHICAGO IL 606254830, 174, CHICAGO, IL 60625-4830
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,000 (+4,044.74%) Land $7,298 Building $55,702	$630,000 (+4,044.74%) Land $72,980 Building $557,020
2023	$17,660.00 (+4,074.94%)
2022	$423.00	$1,520 Land $1,520	$15,200 Land $15,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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