103 Gloria Dr, Elgin, IL 60120 Property Records

Cook County property record for 103 Gloria Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,806 sqft · built 2023
Lot Size	0.277 acres (12,060 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jun 2023)
Tax Bill	$16,322 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-17-200-108`

Property Details

APN / Parcel Number

Primary APN	`06-17-200-108`
Alternative APN	`06-17-200-108-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,806 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Frame/Masonry
Construction Type	Frame
Roof Material	Asphalt
Lot Area	12,060 sqft (0.277 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	103 GLORIA DR
City	ELGIN
State	IL
Zip	60120-7583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VECE RDG
Legal Lot Number	1-6
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3003
Census Tract	804404

Owner

103 Gloria Dr is owned and occupied by two individuals who acquired it in July 2026.

Source: Cook County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	103 GLORIA DR, ELGIN, IL 60120-7583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage NEXBANK
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 29, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on File
Deed Sale	Jun 12, 2023 · Amount on File
Prior Sale	Jan 16, 2020 · Amount on File
Deed Document Number	202313280
Last Transfer Date	Jul 25, 2026
Transfer Doc	0000014200
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Sep 28, 2026
Property Address	103 GLORIA DR, ELGIN, IL 60120-7583
Document Number	0000014200
Instrument Date	Jul 25, 2026
Instrument	202627114200
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GLORIA DR, ELGIN, IL 60120-7583

Mortgage

Document Number	0000014201,
Date	Sep 28, 2026
Instrument	202627114201

Lender

Name	NEXBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 12, 2023
Property Address	103 GLORIA DR, ELGIN, IL 60120-7583
Document Number	0016313280
Map Reference	DOC 702322083
Instrument Date	Jun 1, 2023
Instrument	2316313280
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 GLORIA DR, ELGIN, IL 60120-7583

Mortgage

Document Number	0016313281
Date	Jun 12, 2023
Instrument	2316313281

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 16, 2020
Property Address	103 GLORIA DR, ELGIN, IL 60120-7583
Document Number	2001608219
Instrument Date	Dec 7, 2019
Instrument	1608219
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$46.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 OSPREY CT STREAMWOOD IL 601072813, STREAMWOOD, IL 60107-2813

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Mar 29, 2017
Property Address	103 GLORIA DR, ELGIN, IL 60120-7583
Document Number	1708855079
Instrument Date	Mar 20, 2017
Instrument	8855079
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$100.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3332 W FOSTER AVE #174 CHICAGO IL 606254830, 174, CHICAGO, IL 60625-4830
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,000 Land $7,236 Building $52,764	$600,000 Land $72,360 Building $527,640
2024	$16,322.00 (+49.28%)
2023	$10,934.00 (+2,497.15%)
2022	$421.00	$1,507 Land $1,507	$15,070 Land $15,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 Gloria Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Gloria Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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