108 Gandy St, Lipan, TX 76462 Property Records

Hood County property record for 108 Gandy St, Lipan, TX 76462

Property Summary

Property Type	Single Family Home
Details	1,688 sqft · built 1938
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$292,600 (Aug 2022)
Tax Bill	$2,535 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15820.001.0070.0`

Property Details

APN / Parcel Number

Primary APN	`15820.001.0070.0`

Interior

Stories	1 Story
Building Area	1,688 sqft Living Area
1st Floor Area	1,688 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Location & Zoning

Street Address	108 GANDY ST
City	LIPAN
State	TX
Zip	76462-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 0.240 LOT: PT BLK: 1 SUBD: AIKEN W J NE
Legal Subdivision	AIKEN W J NE
Legal Block	1
Legal Lot Number	PT
Jurisdiction	HOOD TX
Township / Civil Division	GRANBURY WEST
Census Block Group	1
Census Block	1100
Census Tract	160302

Owner

Source: Hood County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	108 GANDY ST, LIPAN, TX 76462-2408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Vendor's Lien, Transfer · Conventional Mortgage FIRST FINANCIAL BANK NA
Jul 26, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 18, 2018	Deed of Trust, Transfer LEGACY BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	202213987
Prior Transfer Date	Sep 18, 2018
Prior Transfer Doc	0000012476
Record Updated	Oct 29, 2026

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HOOD TX
Recording Date	Aug 29, 2022
Property Address	108 GANDY ST, LIPAN, TX 76462-2408
Document Number	0000013987
Instrument Date	Aug 29, 2022
Instrument	2022-0013987
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	MCKNIGHT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 GANDY ST, LIPAN, TX 76462-2408

Mortgage

Document Number	0000013988
Date	Aug 29, 2022
Instrument	2022-0013988

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOOD TX
Property Address	108 GANDY ST, LIPAN, TX 76462-2408
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 GANDY ST, LIPAN, TX 76462-2408

Mortgage

Document Number	0000012270
Date	Jul 26, 2022
Instrument	2022-0012270

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2052

September 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	HOOD TX
Property Address	108 GANDY ST, LIPAN, TX 76462-2408
Document Number	0000012477
Instrument Date	Sep 18, 2018
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	PROVIDENCE TITLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 GANDY ST LIPAN TX 764622408, LIPAN, TX 76462-2408

Mortgage

Document Number	0000012477
Date	Sep 19, 2018
Instrument	12477

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Tax Assessment & Valuation

Source: Hood County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hood County
Municipality	Lipan City
Unified School District	Lipan Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,535.00 (-15.3%)	$265,880 (-1.47%) Land $22,000 Building $243,880	$265,880 (-1.47%) Land $22,000 Building $243,880
2025	$2,993.00 (-32.45%)	$269,860 (-2.31%) Land $22,000 Building $247,860	$269,860 (-2.31%) Land $22,000 Building $247,860
2023	$4,431.00	$276,250 Land $22,000 Building $254,250	$276,250 Land $22,000 Building $254,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1986–2016)
Most Recent Claim	May 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2016 · 2 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIPAN serves 1,344 people · EPA ID TX1110011
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lipan Telephone Company Fiber	1,000 / 100
Starlink Satellite	280 / 30

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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