106 Gandy St, Lipan, TX 76462 Property Records

Hood County property record for 106 Gandy St, Lipan, TX 76462

Property Summary

Property Type	Single Family Home
Details	1,032 sqft · built 1950
Lot Size	0.064 acres (2,788 sqft)
Owner	Individual Name on Record
Last Sale	$148,755 (Sep 2026)
Tax Bill	$281 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15820.001.0050.0`

Property Details

APN / Parcel Number

Primary APN	`15820.001.0050.0`

Interior

Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Utility Area	16 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	2,788 sqft (0.064 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Location & Zoning

Street Address	106 GANDY ST
City	LIPAN
State	TX
Zip	76462-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACRES: 0.064 LOT: PT BLK: 1 SUBD: AIKEN W J NE
Legal Subdivision	AIKEN W J NE
Legal Block	1
Legal Lot Number	PT
Jurisdiction	HOOD TX
Township / Civil Division	GRANBURY WEST
Census Block Group	1
Census Block	1100
Census Tract	160302

Owner

Source: Hood County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 181, LIPAN, TX 76462-0181
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL
Jul 27, 2021	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on Record
Deed Sale	Sep 1, 2026 · Amount on Record
Prior Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	202612211
Prior Transfer Date	Mar 11, 2016
Prior Transfer Doc	0000002560
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HOOD TX
Recording Date	Sep 1, 2026
Property Address	106 GANDY ST, LIPAN, TX 76462-2408
Document Number	0000012211
Instrument Date	Aug 28, 2026
Instrument	202612211
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012212,
Date	Sep 1, 2026
Instrument	202612212

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HOOD TX
Recording Date	Jul 27, 2021
Property Address	106 GANDY ST, LIPAN, TX 76462-2408
Document Number	0000013678
Instrument Date	Jul 22, 2021
Instrument	2021-0013678
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 144, LIPAN, TX 76462-0144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 GANDY ST, LIPAN, TX 76462-2408

Mortgage

Document Number	0000013679
Date	Jul 27, 2021
Instrument	2021-0013679

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hood County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hood County
Municipality	Lipan City
Unified School District	Lipan Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$281.00 (-23.01%)	$61,760 (-24.72%) Land $12,000 Building $49,760	$61,760 (-24.72%) Land $12,000 Building $49,760
2025	$365.00 (-16.86%)	$82,040 (-5.46%) Land $12,000 Building $70,040	$82,040 (-5.46%) Land $12,000 Building $70,040
2023	$439.00 Homeowner's exemption Disabled Person's exemption	$86,780 Land $12,000 Building $74,780	$86,780 Land $12,000 Building $74,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1986–2016)
Most Recent Claim	May 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2016 · 2 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIPAN serves 1,344 people · EPA ID TX1110011
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lipan Telephone Company Fiber	1,000 / 100
Starlink Satellite	280 / 30

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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