108 Formosa Dr, Brandon, MS 39047 Property Records

Rankin County property record for 108 Formosa Dr, Brandon, MS 39047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,859 sqft · built 1992
Lot Size	0.221 acres (9,662 sqft)
Owner	2 Individual Names on File
Last Sale	$232,504 (Apr 2025)
Tax Bill	$2,529 (2025)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`I11A000004 00050`

Property Details

APN / Parcel Number

Primary APN	`I11A000004 00050`
Alternative APN	`34305`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,859 sqft Adjusted Area
1st Floor Area	1,478 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,662 sqft (0.221 acres)
Patio Area	334 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	34305
Street Address	108 FORMOSA DR
City	BRANDON
State	MS
Zip	39047-7911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 AZALEA TRAILS OF CASTLEWOODS PART 1A DB 651 PG 0487 0081992 DB 659 PG 0012-0000 0112092
Legal Range	03E
Legal Township	06N
Legal Section	21
Legal Subdivision	AZALEA TRAILS
Legal Lot Number	5
Jurisdiction	RANKIN MS
Township / Civil Division	2
Census Block Group	2
Census Block	2009
Census Tract	20218

Owner

108 Formosa Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Rankin County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 FORMOSA DR, BRANDON, MS 39047-7911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Sep 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Apr 25, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 26, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on File
Deed Sale	Apr 25, 2025 · Amount on File
Prior Sale	Nov 26, 2024 · Amount on File
Deed Book / Page	2025 / 8778
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	108 FORMOSA DR, BRANDON, MS 39047-7911
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012629
Date	Sep 23, 2021
Book Page	3021/12629

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	108 FORMOSA DR, BRANDON, MS 39047-7911
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012829
Date	Sep 28, 2021
Book Page	3021/12829

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Apr 25, 2025
Property Address	108 FORMOSA DR, BRANDON, MS 39047-7911
Document Number	0000008778
Book / Page	2025 / 8778
Instrument Date	Apr 25, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 ROCKBRIDGE CIR, CLINTON, MS 39056-5027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 FORMOSA DR, BRANDON, MS 39047-7911

Mortgage

Document Number	0302530246
Date	Apr 25, 2025
Instrument	3025/30246

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Nov 26, 2024
Property Address	108 FORMOSA DR, BRANDON, MS 39047-7911
Document Number	0000026376
Book / Page	2024 / 26376
Map Reference	CAB B SL 300
Instrument Date	Nov 25, 2024
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 WESTRIDGE DR, BRANDON, MS 39047-9021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 ROCKBRIDGE CIR, CLINTON, MS 39056-5027
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 108 Formosa Dr was $2,529, up % from the year before.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,529.00 (+0.04%)	$22,272
2024	$2,528.00		$148,480 Land $30,000 Building $118,480
2023		$14,442
2021			$144,420 Land $30,000 Building $114,420
2019	$583.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Formosa Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Formosa Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLOWOOD - NORANCO private · serves 4,274 people · EPA ID MS0610044
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CITY OF FLOWOOD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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