108 Estero Ct, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 108 Estero Ct, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,861 sqft · built 2016
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Aug 2020)
Tax Bill$5,224 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN086251-0830

Property Details

APN / Parcel Number

Primary APN086251-0830

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area2,861 sqft Living Area
Gross Area3,323 sqft
1st Floor Area2,272 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area162 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address108 ESTERO CT
CitySAINT AUGUSTINE
StateFL
Zip32084-6575
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description74/46-59 COQUINA RIDGE PHASE 1 LOT 83 OR5028/1769
Legal Range29E
Legal Township07S
Legal Section03
Legal SubdivisionCOQUINA RIDGE PHASE 1
Legal Phase1
Legal Block1
Legal Lot Number83
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1021
Census Tract20904

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address108 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2020Warranty Deed, Transfer · Conventional Mortgage
E MORTGAGE MANAGEMENT LLC
May 29, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 28, 2020 · Amount on Record
Deed SaleAug 28, 2020 · Amount on Record
Prior SaleMay 29, 2019 · Amount on Record
Deed Document Number202073014
Deed Book / Page5028 / 1769
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 28, 2020
Property Address108 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575
Document Number0050281769
Book / Page5028 / 1769
Map ReferenceMB 74 PG 46-59
Instrument DateJul 30, 2020
Instrument2020073014
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address27295 OLD TRILBY RD, 27295, BROOKSVILLE, FL 34602-7951

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575

Mortgage

Document Number50281771
DateAug 28, 2020
Instrument5028/1771
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 1, 2040

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 29, 2019
Property Address108 ESTERO CT, SAINT AUGUSTINE, FL 32084-6575
Document Number0047310869
Book / Page4731 / 0869
Map ReferenceMB 74 PG 46-59
Instrument DateMay 28, 2019
Instrument2019036977
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 ESTERO CT, 108, SAINT AUGUSTINE, FL 32084-6575

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address27295 OLD TRILBY RD, BROOKSVILLE, FL 34602-7951

Mortgage

Document Number0004731871
DateMay 29, 2019
Instrument4731/871
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$411,204 (+2.7%)$570,933 (+0.84%) Land $140,000 Building $430,933
2025$5,224.00 (+12.13%) Homeowner's exemption$400,393 (+2.9%)$566,182 (+6.12%) Land $125,000 Building $441,182
2024$4,659.00 (+1.97%) Homeowner's exemption$389,109 (+3%)$533,513 (-5.41%) Land $110,000 Building $423,513
2023$4,569.00 (+2.77%) Homeowner's exemption$377,776 (+3%)$564,028 (+22.13%) Land $120,000 Building $444,028
2022$4,446.00 Homeowner's exemption$366,773$461,810 Land $95,200 Building $366,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 97 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies97 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area
1,200 / 35
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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