Worcester County property record for 108 Esham Ave, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,660 sqft · built 1964 |
| Lot Size | 0.312 acres (13,590 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $91,750 (May 1998) |
| Tax Bill | $4,076 (2026) |
| Deeds & Mortgages | Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-036596 |
| Primary APN | 03-036596 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,660 sqft Total Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,590 sqft (0.312 acres) |
| Lot Depth | 1 ft Depth |
| Porch | Slab |
| Porch Area | 230 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 036596 |
|---|---|
| Street Address | 108 ESHAM AVE |
| City | BERLIN |
| State | MD |
| Zip | 21811-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 95.6' X 150' X 92.72' X 150.03' NW SIDE 106 ESHAM AVE BERLIN |
| Legal Subdivision | FRANKLINS KNOLL |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 950800 |
108 Esham Ave is owned and occupied by two individuals who bought it in May 1998.
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 ESHAM AVE, BERLIN, MD 21811-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 1998 · Amount on File |
| Deed Sale | May 1, 1998 · Amount on File |
| Deed Document Number | 1998310885 |
| Deed Book / Page | 2516 / 57 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 108 ESHAM AVE, BERLIN, MD 21811-1419 |
| Document Number | 0073100447 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2018 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 108 ESHAM AVE BERLIN MD 218111419, BERLIN, MD 21811-1419 |
| Document Number | 0073100447 |
|---|---|
| Date | Oct 29, 2018 |
| Book Page | 007310/000447 |
| Name | STATE EMPS CU/MD INC |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 108 Esham Ave was $4,076 with a homeowner's exemption, up 3.3% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Berlin Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,076.00 (+3.27%) Homeowner's exemption | $340,367 | $379,600 Land $88,800 Building $290,800 |
| 2025 | $3,947.00 Homeowner's exemption | ||
| 2023 | $3,693.00 Homeowner's exemption | $242,567 | $261,900 Land $88,800 Building $173,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Esham Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 6 (2003–2017) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Esham Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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