Worcester County property record for 106 Esham Ave, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,170 sqft · built 1982 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,772 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-036715 |
| Primary APN | 03-036715 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,170 sqft Total Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,500 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 127 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 036715 |
|---|---|
| Street Address | 106 ESHAM AVE |
| City | BERLIN |
| State | MD |
| Zip | 21811-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 90' X 150.03' X 90' X 150.03' NW SIDE ESHAM AVE |
| Legal Subdivision | FRANKLIN HEIGHTS |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 950800 |
106 Esham Ave is owned and occupied by two individuals who acquired it in September 2008.
Source: Worcester County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 ESHAM AVE, BERLIN, MD 21811-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2008 |
| Deed Sale | Sep 23, 2008 |
| Prior Sale | Jun 26, 2000 · Amount on File |
| Deed Document Number | 2008369597 |
| Deed Book / Page | 5153 / 7 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 106 ESHAM AVE, BERLIN, MD 21811-1419 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | ACQUEST TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 106 ESHAM AVE, BERLIN, MD 21811-1419 |
| Document Number | 0082380234 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 8238/234 |
| Name | THE FARMERS BANK OF WILLARDS |
|---|---|
| Type | Bank |
| Address | WILLARDS, MD 21874 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 106 Esham Ave was $7,772, up 14.3% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Berlin Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,772.00 (+14.34%) | $445,067 (+14.34%) | $500,900 (-) Land $88,800 Building $412,100 |
| 2025 | $6,797.00 | $389,233 | $500,900 Land $88,800 Building $412,100 |
| 2023 | $5,631.00 | $315,567 | $333,400 Land $88,800 Building $244,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Esham Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 6 (2003–2017) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Aug 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Esham Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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