108 E Waldrip St, Elma, WA 98541 Property Records

Grays Harbor County property record for 108 E Waldrip St, Elma, WA 98541

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 771 sqft · built 1926
Lot Size	0.123 acres (5,334 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jul 2023)
Tax Bill	$2,042 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`043500500900`

Property Details

APN / Parcel Number

Primary APN	`043500500900`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	771 sqft Living Area
1st Floor Area	771 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,334 sqft (0.123 acres)
Porch	Porch
Porch Area	126 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	108 E WALDRIP ST
City	ELMA
State	WA
Zip	98541-9185
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EATONS LOT 9 BLK 5
Legal Range	35
Legal Township	06
Legal Section	18
Legal Subdivision	EATONS
Legal Block	5
Legal Lot Number	9
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ELMA
Census Block Group	1
Census Block	1062
Census Tract	502

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1000 FERN ST SW, E104, OLYMPIA, WA 98502-6124
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON STATE EMPLOYEES CU
Jun 26, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 31, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 16, 2018	Warranty Deed, Transfer · VA Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jul 12, 2017	Quit Claim Deed, Transfer PACIFIC TITLE LC
Jul 12, 2017	Trustee's Deed, Foreclosure PACIFIC TITLE LC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on Record
Deed Sale	Jul 20, 2023 · Amount on Record
Prior Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	202355
Prior Transfer Date	Jun 21, 2017
Prior Transfer Doc	0000000023
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jul 20, 2023
Property Address	108 E WALDRIP ST, ELMA, WA 98541-9185
Document Number	0007200055
Map Reference	VOL 1 PG 189
Instrument Date	Jul 17, 2023
Instrument	2023-07200055
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,852.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 FERN ST SW UNIT E104, E104, OLYMPIA, WA 98502-6124

Mortgage

Document Number	0007200056
Date	Jul 20, 2023
Instrument	2023-07200056

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	108 E WALDRIP ST, ELMA, WA 98541-9185
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006260071
Date	Jun 26, 2019
Instrument	2019-06260071

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	108 E WALDRIP ST, ELMA, WA 98541-9185
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GRAYS HARBOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003310042
Date	Mar 31, 2020
Instrument	2020-03310042

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jan 22, 2021
Property Address	108 E WALDRIP ST, ELMA, WA 98541-9185
Document Number	0001220084
Map Reference	VOL 1 PG 189
Instrument Date	Jan 15, 2021
Instrument	2021-01220084
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,312.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 642, ELMA, WA 98541-0642

Mortgage

Document Number	0001220085
Date	Jan 22, 2021
Instrument	2021-01220085

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Feb 16, 2018
Property Address	108 E WALDRIP ST, ELMA, WA 98541-9185
Document Number	0002160090
Map Reference	VOL 1 PG 189
Instrument Date	Feb 13, 2018
Instrument	2018-02160090
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	PACIFIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1186, ELMA, WA 98541-1186

Mortgage

Document Number	0002160091
Date	Feb 16, 2018
Instrument	2018-02160091

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jul 12, 2017
Property Address	108 E WALDRIP ST, ELMA, WA 98541-9185
Document Number	0007120024
Instrument Date	Jul 11, 2017
Instrument	7120024
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	PACIFIC TITLE LC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	108 E WALDRIP ST ELMA WA 98541, ELMA, WA 98541

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Jul 12, 2017
Property Address	108 E WALDRIP ST, ELMA, WA 98541-9185
Document Number	0007120023
Instrument Date	Jun 16, 2017
Instrument	7120023
Transaction Type	Foreclosure
Record Updated	Aug 18, 2017
Title Company	PACIFIC TITLE LC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 657 MCCLEARY WA 985570657, MCCLEARY, WA 98557-0657

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Municipality	Elma City
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,042.00 (-9%)
2025		$220,679 (-) Land $47,673 Building $173,006	$220,679 (-) Land $47,673 Building $173,006
2024	$2,244.00 (+10.65%)	$220,679 (+2.72%) Land $47,673 Building $173,006	$220,679 (+2.72%) Land $47,673 Building $173,006
2023	$2,028.00
2022		$214,839 Land $47,673 Building $167,166	$214,839 Land $47,673 Building $167,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELMA serves 6,638 people · EPA ID WA5323100
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

108 E Waldrip St, Elma, WA 98541 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2017: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Waldrip St

Nearby Streets

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