104 E Waldrip St, Elma, WA 98541 Property Records

Grays Harbor County property record for 104 E Waldrip St, Elma, WA 98541

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,088 sqft · built 1911
Lot Size0.184 acres (8,001 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Mar 2011)
Tax Bill$2,542 (2026)
Deeds & MortgagesSep 2022 Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN043500500601

Property Details

APN / Parcel Number

Primary APN043500500601

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,088 sqft Living Area
1st Floor Area1,088 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area8,001 sqft (0.184 acres)
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area196 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address104 E WALDRIP ST
CityELMA
StateWA
Zip98541-9185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEATONS E 27 OF LOT 6 & W 36 OF LOT 7 BLK 5
Legal Range35
Legal Township06
Legal Section18
Legal SubdivisionEATONS
Legal Block5
Legal Lot Number6,7
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionELMA
Census Block Group1
Census Block1062
Census Tract502

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1721, ELMA, WA 98541-1721
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Sep 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MTG
Oct 6, 2017Deed of Trust, Mortgage · Line of Credit
KEYBANK USA
Oct 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
KEYBANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2011 · Amount on Record
Deed SaleMar 16, 2011 · Amount on Record
Prior SaleOct 23, 2006 · Amount on Record
Deed Document Number201134
Prior Transfer DateMay 1, 2008
Prior Transfer Doc0000000056
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address104 E WALDRIP ST, ELMA, WA 98541
Transaction TypeMortgage
Record UpdatedOct 20, 2022
Title CompanyCOAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009020018
DateSep 2, 2022
Instrument2022-09020018
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address104 E WALDRIP ST, ELMA, WA 98541
Document Number0000914046
Instrument DateSep 2, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyCOAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address104 EWALDRIP ST ELMA WA 98541, ELMA, WA 98541

Mortgage

Document Number0000914046
DateSep 14, 2020
Instrument914046
Lender
NameACADEMY MTG
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address104 E WALDRIP ST, ELMA, WA 98541
Document Number0011140016
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedOct 11, 2019
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 E WALDRIP ST ELMA WA 98541, ELMA, WA 98541

Mortgage

Document Number0011140016
DateNov 14, 2017
Instrument11140016
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueNov 13, 2037
Interest
Rate TypeAdjustable Rate

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address104 E WALDRIP ST, ELMA, WA 98541
Document Number0011140017
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 E WALDRIP ST ELMA WA 98541, ELMA, WA 98541

Mortgage

Document Number0011140017
DateNov 14, 2017
Instrument11140017
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueNov 13, 2027

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
MunicipalityElma City
Unified School DistrictElma School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,542.00 (-2.94%)
2025$2,619.00 (-7.09%)$274,399 (-) Land $63,414 Building $210,985$274,399 (-) Land $63,414 Building $210,985
2024$2,819.00$274,399 Land $63,414 Building $210,985$274,399 Land $63,414 Building $210,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELMA
serves 6,638 people · EPA ID WA5323100
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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