108 E Main St, Urbana, IL 61801 Property Records

Champaign County property record for 108 E Main St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,641 sqft · built 1872
Lot Size	0.267 acres (11,619 sqft)
Owner	Individual on Record
Last Sale	$150,000 (Jun 2024)
Tax Bill	$3,978 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-13-15-106-024`

Property Details

APN / Parcel Number

Primary APN	`15-13-15-106-024`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,641 sqft Building Perimeter
1st Floor Area	1,641 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1872
Effective Year Built	Effective 1872
Exterior Material	Stucco
Roof Material	Other
Lot Area	11,619 sqft (0.267 acres)
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	108 E MAIN ST
City	URBANA
State	IL
Zip	61801-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 ABBOTTS S.C, ADD
Legal Range	07E
Legal Township	20N
Legal Section	15
Legal Subdivision	ABBOTTS S.C, ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	MAHOMET
Census Block Group	2
Census Block	2013
Census Tract	10601

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	PO BOX 114, MAHOMET, IL 61853-0114
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage FIRST FSB OF CHAMPAIGN URBANA
Apr 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2024 · Amount on Record
Deed Sale	Jun 12, 2024 · Amount on Record
Deed Document Number	20248576
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	108 E MAIN ST, MAHOMET, IL 61853-9273
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E STATE ST, MAHOMET, IL 61853-9597

Mortgage

Document Number	0000018554
Date	Dec 3, 2025
Instrument	2025R18554

Lender

Name	FIRST FSB OF CHAMPAIGN URBANA
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Dec 15, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	108 E MAIN ST, MAHOMET, IL 61853-9273
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005481
Date	Apr 3, 2017
Instrument	2017R05481

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	108 E MAIN ST, MAHOMET, IL 61853-9273
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023224
Date	Nov 6, 2020
Instrument	2020R23224

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Mahomet Township
Municipality	Mahomet Village
Unified School District	Mahomet-Seymour Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,100 (+26.87%) Land $12,950 Building $47,150	$180,300 (+26.87%) Land $38,850 Building $141,450
2024	$3,978.00 (+20.14%)
2022	$3,311.00 Homeowner's exemption	$47,370 Land $10,200 Building $37,170	$142,110 Land $30,600 Building $111,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAHOMET serves 7,000 people · EPA ID IL0190450
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless in parts of the area	2,000 / 1,000
Pavlov Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Xfinity.

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