103 E Main St, Urbana, IL 61801 Property Records

Champaign County property record for 103 E Main St, Urbana, IL 61801

Property Summary

Property TypeSingle Family Home
Details1 ba · 600 sqft · built 1964
Lot Size0.124 acres (5,383 sqft)
OwnerCompany Name on Record
Last Sale$50,000 (Aug 2024)
Tax Bill$503 (2024)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone AE (high risk)
APN24-28-16-203-002

Property Details

APN / Parcel Number

Primary APN24-28-16-203-002

Interior

Full Baths1 Bath
Stories1 Story
Building Area600 sqft Living Area
Gross Area1,200 sqft
1st Floor Area600 sqft
Basement Area600 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area5,383 sqft (0.124 acres)

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address103 E MAIN ST
CityURBANA
StateIL
Zip61801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT PT 6 BLOCK 15 JONES, JOHN R.C., ADD AND OTHER LAND
Legal Range10E
Legal Township18N
Legal Section16
Legal SubdivisionJONES, JOHN R.C., ADD
Legal Block15
Legal Lot Number6
JurisdictionCHAMPAIGN IL
Township / Civil DivisionSIDNEY
Census Block Group3
Census Block3009
Census Tract10800

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address210 CAMPBELL ST, TOLONO, IL 61880-8339
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2024 · Amount on Record
Deed SaleAug 21, 2024 · Amount on Record
Deed Document Number202412523
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address103 E MAIN ST, SIDNEY, IL 61877
Transaction TypeMortgage
Record UpdatedOct 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015727
DateOct 15, 2025
Instrument2025R15727
Lender
NameIROQUOIS FSLA
TypeBank
AddressCHAMPAIGN, IL 61822
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionSidney Township
MunicipalitySidney Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,700 (+26.8%) Land $2,420 Building $7,280$29,100 (+26.8%) Land $7,260 Building $21,840
2024$503.00 (+10.79%)
2022$454.00$7,650 Land $1,910 Building $5,740$22,950 Land $5,730 Building $17,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims20 (1983–2026)
Claims Outside the SFHA4 of 20
Most Recent ClaimMar 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
MF Wireless
Fixed Wireless
100 / 20

May also be available: Nextlink.

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