108 E Main St, Princeton, KY 42445 Property Records

Caldwell County property record for 108 E Main St, Princeton, KY 42445

Property Summary

Property Type	Commercial
Details	4,074 sqft · built 1900
Lot Size	0.05 acres (2,214 sqft)
Owner	Individual Name on Record
Last Sale	$4,000 (Jul 2010)
Tax Bill	$535 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2013 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`137683-001`

Property Details

APN / Parcel Number

Primary APN	`137683-001`
Alternative APNs	`10654801` `P5-49-4`

Interior

Stories	2 Stories
Building Area	4,074 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Roof Material	Tar & Gravel
Lot Area	2,214 sqft (0.05 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	108 E MAIN ST
City	PRINCETON
State	KY
Zip	42445-1646
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BLDG & LOT 108 EAST MAIN STREET
Legal Lot Number	108
Jurisdiction	CALDWELL KY
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3012
Census Tract	920301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Princeton Downtown Commercial District listed 1988 · 43 contributing resources · NRIS 88001017

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Caldwell County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	SUITE 900, LEXINGTON, KY 40507
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2019	Deed of Trust, Mortgage PLANTERS BANK
Aug 22, 2013	Deed of Trust, Mortgage · FmHA Mortgage FARMERS BANK & TRUST CO
May 30, 2013	Deed of Trust, Mortgage · FmHA Mortgage FARMERS BANK AND TRUST CO
Apr 8, 2014	Deed of Trust, Mortgage · FmHA Mortgage FARMERS BANK & TRUST CO
Aug 7, 2014	Deed of Trust, Mortgage · Commercial Mortgage FARMERS BANK AND TRUST CO
Apr 17, 2026	Deed of Trust, Mortgage · Construction Mortgage WILSON STATE BANK
May 4, 2020	Deed, Transfer
Jul 28, 2010	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2010 · Amount on Record
Deed Sale	Jul 28, 2010 · Amount on Record
Deed Book / Page	281 / 482
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	108 E MAIN ST, PRINCETON, KY 42445-1646
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M348/090
Date	Aug 14, 2019
Book Page	M348/090

Lender

Name	PLANTERS BANK
Type	Bank
Address	PRINCETON, KY 42445

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 2, 2020

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	108 E MAIN ST, PRINCETON, KY 42445-1646
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000291/222
Date	Aug 22, 2013
Book Page	291/222

Lender

Name	FARMERS BANK & TRUST CO
Address	PRINCETON, KY 42445

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 13, 2014

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	108 E MAIN ST, PRINCETON, KY 42445-1646
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000288/631
Date	May 30, 2013
Book Page	288/631

Lender

Name	FARMERS BANK AND TRUST CO
Address	PRINCETON, KY 42445

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Nov 17, 2013

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	108 E MAIN ST, PRINCETON, KY 42445-1646
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000296/481
Date	Apr 8, 2014
Book Page	296/481

Lender

Name	FARMERS BANK & TRUST CO
Address	PRINCETON, KY 42445

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 31, 2034

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Property Address	108 E MAIN ST, PRINCETON, KY 42445-1646
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000298/639
Date	Aug 7, 2014
Book Page	298/639

Lender

Name	FARMERS BANK AND TRUST CO
Address	PRINCETON, KY 42445

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jul 21, 2015

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL KY
Recording Date	Apr 17, 2026
Property Address	108 E MAIN ST, PRINCETON, KY 42445-1646
Document Number	0000460100
Book / Page	422 / 538
Instrument Date	Apr 16, 2026
Instrument	2026460100
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000460100,
Date	Apr 17, 2026
Book Page	422/538
Instrument	2026460100

Lender

Name	WILSON STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Oct 16, 2028

Interest

Rate	6.22%
Max Rate	-1%

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL KY
Recording Date	May 4, 2020
Property Address	108 E MAIN ST, PRINCETON, KY 42445-1646
Document Number	00D329/287
Book / Page	D329 / 287
Instrument Date	Apr 15, 2020
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2700 GROOMS LN, PRINCETON, KY 42445-6128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 287, PRINCETON, KY 42445-0287

July 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	CALDWELL KY
Recording Date	Jul 28, 2010
Property Address	108 E MAIN ST, PRINCETON, KY 42445-1646
Document Number	000281/482
Book / Page	281 / 482
Instrument Date	Jul 27, 2010
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PRINCETON, KY 42445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E HALL ST, DAWSON SPRINGS, KY 42408-1314
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Caldwell County
Municipality	Princeton City
Unified School District	Caldwell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$535.00 (-1.47%)	$55,000 (-)	$55,000 (-)
2023	$543.00	$55,000	$55,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRINCETON WATER & SEWER COMMISSION private · serves 7,007 people · EPA ID KY0170360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Princeton Electric, Verizon.

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